s******r
发帖数: 457 | 1 要买一个bank own的房子，listing agent说要买方自己负责验证面积和permitt。
我的agent告诉我房子面积title和Apn差了２１０尺，更奇怪的是lot也差了300多。都
是title少。打电话文问county，说是他们不知道title是多少，收税也不是按面积收的
。这是怎么回事?
permitt的事怎末搞？如果前房主修了什么东西又没申请，我怎么知道？
主要怕卖的时候麻烦。
大家说怎能办？ | c********n
发帖数: 731 | 2 Usually a short sale or bank owned, you need to do Certificate of Occupancy
yourself. Usually they require carbon monoxide detector and smoke detector
and fire extinguisher at the required places, but you should check your
local township for details and fee. There is no specific required service
like survey required by mortgage company in bank owned transaction, unless
it is required by selling bank. Regarding the size of lot and house, I can
only tell you in NJ. More and more listing agents tend not to put sqf of the
house on the listing because there has been lawsuit regarding this, so now
either no information or it says estimated sqf. After all, a surveyor can
give you legal calculation of the lot size and house size.
Your tax is based on appraised value, yet indirectly related to the size of
the lot and the house. For improvements that prior owner (not the bank) did,
you should ask township engineer to inspect.
The suggestion is if the price of a bank owned is significant lower than
similar house in the market, it worths the risk.
【在 s******r 的大作中提到】
: 要买一个bank own的房子，listing agent说要买方自己负责验证面积和permitt。
: 我的agent告诉我房子面积title和Apn差了２１０尺，更奇怪的是lot也差了300多。都
: 是title少。打电话文问county，说是他们不知道title是多少，收税也不是按面积收的
: 。这是怎么回事?
: permitt的事怎末搞？如果前房主修了什么东西又没申请，我怎么知道？
: 主要怕卖的时候麻烦。
: 大家说怎能办？
| s******r
发帖数: 457 | 3 谢谢，这么详细的回答。我只是奇怪title怎么回少写呢。 | c********n
发帖数: 731 | 4 Title is a parcel of right like owning your property and using it at your
will yet still complying with local zoning codes. It is not a document. It
is your right. I think you meant deed? Or survey?
谢谢，这么详细的回答。我只是奇怪title怎么回少写呢。
★ Sent from iPhone App: iReader Mitbbs Lite 7.36
【在 s******r 的大作中提到】
: 谢谢，这么详细的回答。我只是奇怪title怎么回少写呢。
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