l*****i
发帖数: 669 | 1 30 YEAR FIXED RATE in the amount of $172,397.00, in 360 payments, at the
rate of 3.625000%.
ESTIMATE OF CLOSING COSTS
300.00 Appraisal fee
25.00 Credit report
95.00 *Tax service to Third Party Fee
10.00 *Flood certification to KROLL FACTUAL DATA
175.00 Document Prep Fee
490.00 *Processing Fee
151.82 Owner's title insurance
1,388.18 Lender's title insurance
55.00 Notary Fees
75.00 *Closing Service Letter
50.00 *E-Doc Delivery Fee
200.00 Title Endorsement
15.00 *Wire Fee
2,000.00 City/county tax/stamps
194.00 Recording Fees
5,224.00 Total
ESTIMATE OF PREPAID ITEMS
256.82 *Interest for 15 day(s) @ $17.1216 per day
2,397.00 *Mortgage insurance premium
800.00 Hazard insurance premium
133.34 Hazard insurance reserves for 2 payment(s) @ $66.67
3,033.29 City taxes for 13 payment(s) @ 233.33
0.00 County taxes for 0 payment(s) @ 0.00
6,620.45 Total
11,844.45 Grand Total
这他妈就是说我还要再额外交11844刀的杂七杂八费用？？？这也太扯淡了吧？
ESTIMATE OF PREPAID ITEMS是些什么玩意？？？我为什么要交那些？？？
property在PA，大神帮我看看有那些地方是可以argue的，哪些地方是lender觉得我不
懂唬我的？first time home buyer。。。 |
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