f********r 发帖数: 75 | 1 looking at 2 condos now.
1- owner occupied: $104K
2- non-owner occupied: $86K
1:20% downpayment, 2:25% downpayment.
the best 15yr fixed rate I can find in NY state came out 2.875%? does it
sound good?
Debt to income is around 30% incl HOA fees/Homeowner insurance/tax.
credit score is around 740 |
o*****p 发帖数: 5952 | 2 Is this purchase loan?
【在 f********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : looking at 2 condos now. : 1- owner occupied: $104K : 2- non-owner occupied: $86K : 1:20% downpayment, 2:25% downpayment. : the best 15yr fixed rate I can find in NY state came out 2.875%? does it : sound good? : Debt to income is around 30% incl HOA fees/Homeowner insurance/tax. : credit score is around 740
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m*****n 发帖数: 314 | 3 If it is purchase loan without point, that's not bad. |
f********r 发帖数: 75 | 4 I think the second one included points since it will have about 1k higher
closing fee. I assume there is 1.5%.
I dont know if i should call a few more lenders.
Went through 8 lenders already. Are there brokers here can help shop for
better rate? The seller wants to put 01Feb2013 closing date and I dont know
if I can meet the hard deadline.
Thanks,
【在 m*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : If it is purchase loan without point, that's not bad.
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b********3 发帖数: 994 | |