C******l
发帖数: 859 | 1 15 YR fixed, 2.875%
Loan amount: 164,000
810 Processing fee: 500
812 Underwriting fee: 125
851 MERS registration fee: 11.95
802 Discount free memo item: -410
804 Appraisal fee: 350
805 Credit report: 37.20
806 Tax service fee: 60
807 Flood cert fee: 9
1102 Settle/Close fee: 500
1104 Title insurance fee: 351.60
1202 Recording - Deed: 15
1202 Recordomg - Mtg: 59
Total Estimated Closing Costs: 1608.75
901 Prepaid interest: 193.77
903 Hazard insur prem: 800.04
1002 Hazard insurance (3 mos @ 66.67/month): 200.01
1004 City property taxes (9 mos @ 145.65/month): 1310.85
1005 County property taxes (1 mons @ 87.05/month)
1010 Aggregate adjustment: -835.24
Total Paid-in-advance: 1,756.48
请问这个closing costs还算合理么？其中1010这个负数是什么意思啊？
非常感谢！！ | C******l
发帖数: 859 | 2 顶一下。谢谢
15 YR fixed, 2.875%
Loan amount: 164,000
810 Processing fee: 500
812 Underwriting fee: 125
851 MERS registration fee: 11.95
802 Discount free memo item: -410
804 Appraisal fee: 350
805 Credit report: 37.20
806 Tax service fee: 60
807 Flood cert fee: 9
1102 Settle/Close fee: 500
1104 Title insurance fee: 351.60
1202 Recording - Deed: 15
1202 Recordomg - Mtg: 59
Total Estimated Closing Costs: 1608.75
901 Prepaid interest: 193.77
903 Hazard insur prem: 800.04
1002 Hazard insurance (3 mos @ 66.67/month): 200.01
1004 City property taxes (9 mos @ 145.65/month): 1310.85
1005 County property taxes (1 mons @ 87.05/month)
1010 Aggregate adjustment: -835.24
Total Paid-in-advance: 1,756.48
请问这个closing costs还算合理么？其中1010这个负数是什么意思啊？
非常感谢！！
【在 C******l 的大作中提到】
: 15 YR fixed, 2.875%
: Loan amount: 164,000
: 810 Processing fee: 500
: 812 Underwriting fee: 125
: 851 MERS registration fee: 11.95
: 802 Discount free memo item: -410
: 804 Appraisal fee: 350
: 805 Credit report: 37.20
: 806 Tax service fee: 60
: 807 Flood cert fee: 9
| b*******c
发帖数: 20683 | 3 1010是预付的adjustment，少收点，escrow account里也不能钱过多。
【在 C******l 的大作中提到】
: 15 YR fixed, 2.875%
: Loan amount: 164,000
: 810 Processing fee: 500
: 812 Underwriting fee: 125
: 851 MERS registration fee: 11.95
: 802 Discount free memo item: -410
: 804 Appraisal fee: 350
: 805 Credit report: 37.20
: 806 Tax service fee: 60
: 807 Flood cert fee: 9
| w******t
发帖数: 16937 | 4 lender给的closing cost除了800项里面的，其他的各项都是估计，和事实会有比较大
的出入，别太认真了。
1010这个负数，你需要看它是怎么写的。不过你现在不需要管它。
【在 C******l 的大作中提到】
: 15 YR fixed, 2.875%
: Loan amount: 164,000
: 810 Processing fee: 500
: 812 Underwriting fee: 125
: 851 MERS registration fee: 11.95
: 802 Discount free memo item: -410
: 804 Appraisal fee: 350
: 805 Credit report: 37.20
: 806 Tax service fee: 60
: 807 Flood cert fee: 9
| b*e
发帖数: 3845 | 5 要问你的closing agent要一份closing cost estimate,才会相对精确些。
【在 C******l 的大作中提到】
: 15 YR fixed, 2.875%
: Loan amount: 164,000
: 810 Processing fee: 500
: 812 Underwriting fee: 125
: 851 MERS registration fee: 11.95
: 802 Discount free memo item: -410
: 804 Appraisal fee: 350
: 805 Credit report: 37.20
: 806 Tax service fee: 60
: 807 Flood cert fee: 9
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