d****0
发帖数: 100 | 1 大家看看worksheet,说是no fee refi 3.875%.听大家说现在3.5%, 为什么我的这么高?
30yr refi at 3.875%
total loan: $200k
processing fee: $595
underwriting: $685
Other charges: 2% ($4,000)
Appraisal: ($420)
credit report: $50
closing/escrow: $1,013
mortgage recording: $250
intangible tax: $400
doc stamps: $700
Hazard insurance 11 moths: $1837
tax 7 months: $2,450
daily interst: $21
Refi: 200K
Prepaid items/reserves: $4,308
Closing cost: ($307)
Total funds needed to close: $4,001 | d****0
发帖数: 100 | | H******e
发帖数: 767 | 3 You are making $307 from the REFI, so it is no cost REFI.
Your rate is high probably due to the low refi amount $200K.
>为什么我的这么高?
Did you shop around? | t*******a
发帖数: 367 | 4 lender之给我1800的credit来cover一些closing cost, rate是3.75。你这个，是
credit给了4千多，好像是1千块可以买0.125点，看来还是你的rate好？对吧 | I******A
发帖数: 426 | 5 200K的loan amount,MD,VA这边最好可以做到3.625% with no cost,LIVING版顶端有一
利率提示贴,可以参考一下! | b********2
发帖数: 5191 | 6 loan amoutn 小了点, 但是加州3.625%可以做下来.您可以白拿几百刀 | o*****p
发帖数: 5952 | 7 3.625% , no impound account, h1b OK, condo OK, no PF funding.
【在 d****0 的大作中提到】
: Is this rate ok?
| t*******a
发帖数: 367 | | d****0
发帖数: 100 | | k********8
发帖数: 180 | 10 Today's 30y fixed rate is at 3.5% now. |
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