l**h
发帖数: 7994 | 1 agent的回信：
Typically on condos they will have to be purchased with cash because the
home owner associations are delinquent or a certain percentage is not owner
occupied. Would this be a cash offer? |
n*******9
发帖数: 3244 | 2 ask him.
owner
【在 l**h 的大作中提到】
: agent的回信：
: Typically on condos they will have to be purchased with cash because the
: home owner associations are delinquent or a certain percentage is not owner
: occupied. Would this be a cash offer?
|
v***s
发帖数: 4031 | 3 whose agent?
owner
【在 l**h 的大作中提到】
: agent的回信：
: Typically on condos they will have to be purchased with cash because the
: home owner associations are delinquent or a certain percentage is not owner
: occupied. Would this be a cash offer?
|
l**h
发帖数: 7994 | 4 是在redfin上直接联系的。应该是我的buyer agent？签了offer就给他。
【在 v***s 的大作中提到】
: whose agent?
:
: owner
|
l**h
发帖数: 7994 | 5 prefer cash offer 我知道，可是为什么会有这样的理由？
这个跟是不是带loan有关系吗？
【在 v***s 的大作中提到】
: whose agent?
:
: owner
|
n*******9
发帖数: 3244 | 6 what ur agent told you is partially true. currently quite some condos are
having trouble for buyer to get a loan either by having law suite with
builder/contractor or having less than 50% owner occupied. you need check
with your agent for details. btw, redfin agents work as a team and they are
like factory workers on assembly line. good luck on getting details from
them.
【在 l**h 的大作中提到】
: prefer cash offer 我知道，可是为什么会有这样的理由？
: 这个跟是不是带loan有关系吗？
|
r******d
发帖数: 1879 | 7 For CONDO with HOA, there are few factors you have to take into the
considerations:
1. investment ratio
2. owner occupancy ratio
3. delinquency ratio
4. litigation
Any one of them failed to meet the requirement, you will not be able to get
loan unless you are all cash offer.
However, which is not necessary means that you have to present all cash
offer due to CONDO. As long as the HOA is clear on above factors, you are
fine to do the loan.
owner
【在 l**h 的大作中提到】
: agent的回信：
: Typically on condos they will have to be purchased with cash because the
: home owner associations are delinquent or a certain percentage is not owner
: occupied. Would this be a cash offer?
|
l**h
发帖数: 7994 | 8 多谢！
are
【在 n*******9 的大作中提到】
: what ur agent told you is partially true. currently quite some condos are
: having trouble for buyer to get a loan either by having law suite with
: builder/contractor or having less than 50% owner occupied. you need check
: with your agent for details. btw, redfin agents work as a team and they are
: like factory workers on assembly line. good luck on getting details from
: them.
|
l**h
发帖数: 7994 | 9 多谢！明白了，他提到的确实是带loan要考虑的问题。
呵呵，我是两个方面都知道，就是没联系起来。
get
【在 r******d 的大作中提到】
: For CONDO with HOA, there are few factors you have to take into the
: considerations:
: 1. investment ratio
: 2. owner occupancy ratio
: 3. delinquency ratio
: 4. litigation
: Any one of them failed to meet the requirement, you will not be able to get
: loan unless you are all cash offer.
: However, which is not necessary means that you have to present all cash
: offer due to CONDO. As long as the HOA is clear on above factors, you are
|
