b*****s
发帖数: 297 | 1 还要把地上的老房子拆掉。 听说贷款会比较麻烦？ 有经验的说说。 |
c********n
发帖数: 731 | 2 There are multiple steps and you need an experienced realtor and mortgage
person to guide you.
Let's say you want to borrow money to buy land and build a house.
Loan money to buy land is rather difficult and you may have to use cash.
After you get the land, you need to work with mortgage firm to borrow the
money. The money borrowed will be released term by term and project by
project. Let's say the mortgage firm release 100K for the foundation slab.
After it is built, the mortgage firm come and inspect. If it OK, they will
release another say 100K for wooden structure. Then they come and inspect
and then they release another portion of the fund for drywall, etc. etc...
It is very dynamic situation and most people cannot handle. |
s****a
发帖数: 9912 | 3 拆房另建的，CASH ONLY，贷款基本没戏，
你还没有房子呢，谁贷给你款啊？你拿了
钱跑了呢。银行给你贷款买房，那不是房子
在哪跑不掉么，人才贷给你的。 |
o*****p
发帖数: 5952 | 4 建筑贷款。
【在 b*****s 的大作中提到】
: 还要把地上的老房子拆掉。 听说贷款会比较麻烦？ 有经验的说说。
|
k***a
发帖数: 2400 | |
h********y
发帖数: 3778 | 6 找一个builder/general contractor聊聊，基本上是
申请construction loan.但有很多具体细节 |
b*****s
发帖数: 297 | 7 谢谢大家回复
★ 发自iPhone App: ChineseWeb 7.8
【在 b*****s 的大作中提到】
: 还要把地上的老房子拆掉。 听说贷款会比较麻烦？ 有经验的说说。
|
