z****e
发帖数: 555 | 1 Hi, I am refinancing my house. The bank will do house appraisal. What will
happen to my refinance if the house appraisal is lower than my estimated
house price?
Thank you, | b**3
发帖数: 18 | 2 如果你的房子里面的equity足够多,就没有影响.
【在 z****e 的大作中提到】
: Hi, I am refinancing my house. The bank will do house appraisal. What will
: happen to my refinance if the house appraisal is lower than my estimated
: house price?
: Thank you,
| b********4
发帖数: 442 | 3 the appraisal value will affect your LTV. depend on what refi program you
are doing, the LTV may affect lender rebate or even rate. for example, if
LTV <60%, the rate/rebate will be better than LTV 70%.
If your LTV > 80%, you have to pay mortgage insurance.
Another option is pay down loan amount to bring down the LTV.
LTV = loan amount / appraisal value.
【在 z****e 的大作中提到】
: Hi, I am refinancing my house. The bank will do house appraisal. What will
: happen to my refinance if the house appraisal is lower than my estimated
: house price?
: Thank you,
| z****e
发帖数: 555 | | o*****p
发帖数: 5952 | 5 只要贷款额/估价值<=80%, 就不会有PMI.
【在 z****e 的大作中提到】
: Hi, I am refinancing my house. The bank will do house appraisal. What will
: happen to my refinance if the house appraisal is lower than my estimated
: house price?
: Thank you,
|
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