j******f
发帖数: 2109 | 1 收到他们寄来的ups 性疯，说可以no cost no fee
一开始没理。结果连三个月都寄来。打电话去，真是没closing. 4.625 到4.25
后来寄来资料，就差签字了。一看不对。prinsipal 给我加了1500上去。问她。连两天
不回电话不回信。
竟然搞这种猫腻。贱。 |
D******r
发帖数: 5237 | |
M********s
发帖数: 24729 | |
j******f
发帖数: 2109 | 4 got their email 1 hour ago. saying there will be an updated number when
closing.
I already decided not to go with them. the so called "uniform residential
loan application" form was not signed. but i want to see what other tricks
they could have.
This is a good chance to learn more about the "traps". any suggestion to
uncover the secrets is appreciated.
trick 1: no closing no fee
trick 2: will have an updated number when closing (why there could be a
different number other than the existing principal? my existing loan is with
Chase. and the refinance info is supposed to be easy access for them.) |
n******n
发帖数: 12088 | 5 这里面有什么讲究？
with
【在 j******f 的大作中提到】
: got their email 1 hour ago. saying there will be an updated number when
: closing.
: I already decided not to go with them. the so called "uniform residential
: loan application" form was not signed. but i want to see what other tricks
: they could have.
: This is a good chance to learn more about the "traps". any suggestion to
: uncover the secrets is appreciated.
: trick 1: no closing no fee
: trick 2: will have an updated number when closing (why there could be a
: different number other than the existing principal? my existing loan is with
|
o*****p
发帖数: 5952 | |
j******f
发帖数: 2109 | 7 把故事讲完。
其实就是用no point no cost 把人吸引过来。偷偷把closing cost 放到新loan里。然
后不讲明，让你签字。
如果你不小心，就上当了。
如果你发现了，就说最后closing的时候会有最后的数字。也不解释为什么会提高新
loan。
我决定不做了。但故意问她要解释，新贷款为什么多出来那么多。新谎言又来了。说如
果你今天pay off，你要交principal 和 interst ，所以并不是你看到的principal
balance. 我问她，so? 这和refinance 是一回事吗？你给我一步一步加一下，我看看
新loan是怎么来的。结果就彻底消失了。 |
j******f
发帖数: 2109 | 8 我现在很忙，其实如果都是老实做事的，不做白不做。chase 至少见过两个乌龙了。
有时候我觉得可能他们自己也不懂，所以可以理直气壮的用为你着想的语气骗人。
【在 o*****p 的大作中提到】
: 在加州，找我们更靠谱，有舆论监督。:)
|
f****a
发帖数: 647 | 9 never go with Chase!!
【在 j******f 的大作中提到】
: 我现在很忙，其实如果都是老实做事的，不做白不做。chase 至少见过两个乌龙了。
: 有时候我觉得可能他们自己也不懂，所以可以理直气壮的用为你着想的语气骗人。
|
