l****t
发帖数: 33 | 1 保险的手册里是这么写的
The Major Medical Benefits begin payment after the Company has paid the
Basic Maximum Benefit of $1,000 and after the Major Medical Deductible of $
50 has been satisfied. The Deductible is waived if referred by
the Student Health Center. The company will pay 80% of additional Covered
Medical Expenses incurred up to $5,000 then 100% up to the Major Medical
Maximum of $50,000.
我理解就是说，去医院花$1000以下的，保险公司付。花$1000~5000的，自己要付20%。
花$5000以上的，保险公司都包。以此推断：
假如看病花了$4000刀，自己要付($4000-$1000)*20%=$600
假如看病花了$6000刀，自己要付$4000*20%=$800 是这样么？
还是说自己付的钱达到$5000块，保险公司才管？
还有这个$5000是说每次看病不累积，还是在这个insurance plan一年内累积起来的钱
？
最近收到医院一大堆账单，完全搞不清楚状况，希望大家指点一下。谢谢！ |
|
