i*****s 发帖数: 166 | 1 最新公布的报告显示,在10个美国人中接近有6个的存款金额不足以覆盖500美元(约合
人民币3425元)或1000美元的计划外支出。换个角度来说,在美国,仅有41%成年人的
银行账户里存有可覆盖这个金额的意外支出的存款。
报告指出,20%多的人会选择依靠信用卡提现来偿还此类计划外的账单;20%的人会选择
削减支出来偿还账单;11%的人会选择向亲人或朋友借钱来偿还账单。
但是,令人欣慰的是,相关数据正在改善。2015年,存款超过500美元或更多的美国人
所占比例仅为37%。“千禧一代”在应对货币“逆风因素”的金融准备方面做得最好:
年龄介于18至29岁之间的人中有47%的人的存款超过了500美元,而2014年该比例仅有33
%。
在接受调查的1003名美国人中,接近50%的人表示在过去的一年内他们及其家庭成员的
支出非常大。
如果你是个人,有宠物、要养孩子、还有房子或其他住的地方的话,出其不意的支出会
经常出现,而你很容易便会陷入危机之中。
你可以试着追踪一下自己的支出,看看自己的钱都花在哪了,看看哪些钱是该花的,哪
些是不该花的。不该花的钱就应该省下。实际上,你可以从很多方面削减支出,比如说
每天的咖啡、烟酒、度假,等等。有些人一年度假好几次。这些都是你可以削减的支出
。 |
j******g 发帖数: 2689 | 2 美国人的房产税 相对的是租金,加上高额的医疗费用 组成的实在的人头税,压力真的
很大。 |
S**********8 发帖数: 1 | 3 https://www.cnbc.com/2018/02/05/1-in-6-millennials-have-100000-heres-how-
much-you-should-have-saved.html
1 in 6 millennials have $100,000 saved—here's how much you should have at
every age |
c*********2 发帖数: 2752 | 4 It’s more like one in 600,000. I don’t know what u r smoking
: https://www.cnbc.com/2018/02/05/1-in-6-millennials-have-100000-heres-
how-
: much-you-should-have-saved.html
: 1 in 6 millennials have $100,000 saved—here's how much you should
have at
: every age
【在 S**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : https://www.cnbc.com/2018/02/05/1-in-6-millennials-have-100000-heres-how- : much-you-should-have-saved.html : 1 in 6 millennials have $100,000 saved—here's how much you should have at : every age
|
S**********8 发帖数: 1 | 5 I didn't read the article, but the headline says 1 in 6 generation Y have $
100,000 savings, roughly 17%, it's huge number actually.
【在 c*********2 的大作中提到】![](/moin_static193/solenoid/img/up.png) : It’s more like one in 600,000. I don’t know what u r smoking : : : https://www.cnbc.com/2018/02/05/1-in-6-millennials-have-100000-heres- : how- : : much-you-should-have-saved.html : : 1 in 6 millennials have $100,000 saved—here's how much you should : have at : : every age :
|
S**********8 发帖数: 1 | 6 1 in 6 millennials have $100,000 saved, this really surprised me |
N*******e 发帖数: 580 | 7 算上401K
[在 Secaucus2018 (Secaucus2018) 的大作中提到:]
:1 in 6 millennials have $100,000 saved, this really surprised me |
h******n 发帖数: 202 | 8 Haha~ No matter what you are smoking, I want it too. Stronger than blue
dream, I guess.
【在 c*********2 的大作中提到】![](/moin_static193/solenoid/img/up.png) : It’s more like one in 600,000. I don’t know what u r smoking : : : https://www.cnbc.com/2018/02/05/1-in-6-millennials-have-100000-heres- : how- : : much-you-should-have-saved.html : : 1 in 6 millennials have $100,000 saved—here's how much you should : have at : : every age :
|
S**********8 发帖数: 1 | 9 The guy is a poser, trying hard to show off his English, but don't even know
millennials, haha
【在 h******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Haha~ No matter what you are smoking, I want it too. Stronger than blue : dream, I guess.
|
h******n 发帖数: 202 | 10 Don't be too harsh on him, man. We just have fun here. No need to look down
on anyone.
know
【在 S**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : The guy is a poser, trying hard to show off his English, but don't even know : millennials, haha
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h******n 发帖数: 202 | 11 Don't be too harsh, man. We just have fun here. No need to look down on
anyone. Hmm...he started it though.
know
【在 S**********8 的大作中提到】![](/moin_static193/solenoid/img/up.png) : The guy is a poser, trying hard to show off his English, but don't even know : millennials, haha
|
S**********8 发帖数: 1 | 12 Sorry about that, yo
down
【在 h******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Don't be too harsh, man. We just have fun here. No need to look down on : anyone. Hmm...he started it though. : : know
|
a******9 发帖数: 20431 | 13 老邱的存款少说击败了90%的美国用户吧
:vhttp://www.youtube.com/v/_0aA9Cks5xY
: |
s****i 发帖数: 5144 | 14 既然这样,美国大学生动辄好几万的学费都靠贷款吗? |
s**********a 发帖数: 1853 | 15 还真是。
绝大部分人,大学一毕业,就欠国家一套房子
【在 s****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 既然这样,美国大学生动辄好几万的学费都靠贷款吗?
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N*******e 发帖数: 580 | 16 老邱多少?
17%的30岁的有10万美元
[在 attain79 (蒙古国海军司令) 的大作中提到:]
:老邱的存款少说击败了90%的美国用户吧 |