W*F 发帖数: 3941 | | k********7 发帖数: 1 | 2 whole life insurance是给有钱人做estate planning的,你没个千万身家一般不用考
虑。Long term care的看你自己身体跟家庭情况了。
Term life insurance工薪阶层必须买一点,万一你有个三长两短的家人总得有些保障。 | F********r 发帖数: 878 | 3 The question is, if you pass away in the near future, can the ones you care
about take care of themselves well financially? If your answer is yes, then
there is no need for you to have life insurance. |
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