x********3
发帖数: 377 | 1 as right now:
Principal 522
Interest 780
Escrow 360
Principal balance: 147,000
if i make 50,000 toward the Principal, how much interests i will be saving?
or how much interest will be lower each month?
有人知道怎么算吗？打电话给chase了，他们居然没法给我具体数字，只是说本来15年
的贷款，可以8年付清。。。。 | g*******0
发帖数: 267 | 2 why don't you try bankrate.com, they have a calculator there. | x********3
发帖数: 377 | 3 thank you!
i learned something today! hehehe
finance sucks!
【在 g*******0 的大作中提到】
: why don't you try bankrate.com, they have a calculator there.
| r*******n
发帖数: 664 | 4 Basically, if you make $50,000 to your principal, you still gonna pay the
exact amount of monthly payment for your mortgage, but you will pay off
couple years ahead. Check your amortization table, you will see in which
month/year your mortgage is and how much interest you can save after you
apply the extra $50,000 to your principal.
?
【在 x********3 的大作中提到】
: as right now:
: Principal 522
: Interest 780
: Escrow 360
: Principal balance: 147,000
: if i make 50,000 toward the Principal, how much interests i will be saving?
: or how much interest will be lower each month?
: 有人知道怎么算吗？打电话给chase了，他们居然没法给我具体数字，只是说本来15年
: 的贷款，可以8年付清。。。。
| x********3
发帖数: 377 | 5 thank you very much, u are right, it will lower the interests and increase
the principle, which will save some money as interests will never come back.
..
really appreciate u guys help!!!
【在 r*******n 的大作中提到】
: Basically, if you make $50,000 to your principal, you still gonna pay the
: exact amount of monthly payment for your mortgage, but you will pay off
: couple years ahead. Check your amortization table, you will see in which
: month/year your mortgage is and how much interest you can save after you
: apply the extra $50,000 to your principal.
:
: ?
|
|
