Y*****2
发帖数: 38613 | 1 【 以下文字转载自 NewYork 讨论区 】
发信人: YaTou22 (日暖千山蛇起舞，春融九域凤来翔), 信区: NewYork
标 题: Anyone Has an IRA account?
发信站: BBS 未名空间站 (Thu May 2 15:06:30 2013, 美东)
Please recommend one?
What is your rate of return last year?
Thanks! | w********c
发帖数: 2632 | 2 vanguard. everyone is doing roth ira conversion these days.
【在 Y*****2 的大作中提到】
: 【 以下文字转载自 NewYork 讨论区 】
: 发信人: YaTou22 (日暖千山蛇起舞，春融九域凤来翔), 信区: NewYork
: 标 题: Anyone Has an IRA account?
: 发信站: BBS 未名空间站 (Thu May 2 15:06:30 2013, 美东)
: Please recommend one?
: What is your rate of return last year?
: Thanks!
| Y*****2
发帖数: 38613 | 3 Why?
★ 发自iPhone App: ChineseWeb 7.8
【在 w********c 的大作中提到】
: vanguard. everyone is doing roth ira conversion these days.
| w********c
发帖数: 2632 | 4 Vanguard has very low cost due to its corp structure. so if u r into
passively managed fund, which is typical for a retirement account, it's a
good pick.
There is an income limit for direct roth ira contributions, but if u put
money into a non-deductible ira account first, and convert it into roth
right away within the annual limit, ur future capital gains will be tax-free
. This is new since 2010. Search for backdoor roth ira for details.
【在 Y*****2 的大作中提到】
: Why?
:
: ★ 发自iPhone App: ChineseWeb 7.8
| Y*****2
发帖数: 38613 | 5 我已经开了fidelity了，先把401K roll over吧。。。。
谢谢你的info,我好好研究一下
free
【在 w********c 的大作中提到】
: Vanguard has very low cost due to its corp structure. so if u r into
: passively managed fund, which is typical for a retirement account, it's a
: good pick.
: There is an income limit for direct roth ira contributions, but if u put
: money into a non-deductible ira account first, and convert it into roth
: right away within the annual limit, ur future capital gains will be tax-free
: . This is new since 2010. Search for backdoor roth ira for details.
| p**********u
发帖数: 15479 | 6 把研究结果通报一下。
【在 Y*****2 的大作中提到】
: 我已经开了fidelity了，先把401K roll over吧。。。。
: 谢谢你的info,我好好研究一下
:
: free
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