c******e
发帖数: 111 | 1 【 以下文字转载自 Living 讨论区 】
【 原文由 StarVenus 所发表 】
and home equity loan/line are usually float rate. so when loan rate rise, it
will rise. u pay less interest tempararily by taking the higher risk
的RATE只有4.5%, | c******e
发帖数: 111 | 2 【 以下文字转载自 Living 讨论区 】
【 原文由 jtian 所发表 】
many people used it to borrow money or pay off debt including
mortgage(only if there is a small balance left. you don't
need to pay closing cost of refinance. that's cool)
it's house owner's ATM.
interest is tax deductible.
my Home equity line is 3.5% now.
(prime rate-0.5%) | c******e
发帖数: 111 | 3 【 以下文字转载自 Living 讨论区 】
【 原文由 shishishishi 所发表 】
there are many people fortunate to jump in 5% fixed 30 years
home equity loan offered by Netbank september 2001, with $15
closing cost... hohoho... yes, you use it to pay off your first
mortgage. |
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