s****k
发帖数: 1384 | 1 用citi indentitymonitor查的credit score說
You owe debt on 66% of your revolving accounts.
This lowers your score. High balances are a negative factor because
lenders worry that you are living beyond your means and may not be able to
repay them. This is particularly true for credit cards. For installment
loans such as mortgages and auto loans, lenders often use the proportion
of the loan that is still unpaid to judge your ability to take on new
debt. If very little of your installment loan balances h |
a***r
发帖数: 1283 | 2 你有66%的revolving accounts处于使用中
不要n多张卡一起用
【在 s****k 的大作中提到】
: 用citi indentitymonitor查的credit score說
: You owe debt on 66% of your revolving accounts.
: This lowers your score. High balances are a negative factor because
: lenders worry that you are living beyond your means and may not be able to
: repay them. This is particularly true for credit cards. For installment
: loans such as mortgages and auto loans, lenders often use the proportion
: of the loan that is still unpaid to judge your ability to take on new
: debt. If very little of your installment loan balances h
|
s****k
发帖数: 1384 | 3 三张卡经常用一张，偶尔会用到第二张
这么说就是我要多申几张卡放在那吗？
但最近申什么都被拒，不管信用卡还是checking account，查过credit score和report
，都很
好，不明白为什么
【在 a***r 的大作中提到】
: 你有66%的revolving accounts处于使用中
: 不要n多张卡一起用
|
