r*******b
发帖数: 481 | 1 发现一家银行，Hancock Bank and Trust， member of FDIC。他家有Green Rewards
checking， 4% APR。觉得还
不错啊，发出来大家讨论一下看看可行吗？
他家网址： http://www.hancockbankonline.com/checking/green-rewards-checking.html
summary：
No monthly fee, no minimum balance—ever
Earn 4.00% APY* on balances up to $40,000
Earn 0.75% APY* on amount of balance above $40,000
Earn 0.10% APY* on entire balance if qualifications are not met
ATM fees refunded nationwide (up to $20 per monthly cycle)
Unlimited Check Writing
Can link to Green Rewards Savings to build savings automatically
Free MasterCard debit card
Free online banking with bill pay
Free e-Statements
Free telephone banking
Free first order of recycled paper checks
Personal accounts only
$100 minimum deposit to open (no minimum thereafter)
FDIC insured
*Annual Percentage Yield (APY) accurate as of 11/01/10. Minimum to open
account is $100. Rate tiers are
as follows: 4.00% APY applies to balances of $0 - $40,000 and 0.75% APY
applies to balances over $40,000
as long as qualifications are met each statement cycle. 0.10% APY applies to
all balances if qualifications are
not met. Rates may change after the account is opened. Fees may reduce
earnings. Debit card transactions
must be point of sale transactions and post to your account within the
qualification cycle to qualify. ATM fee
refunds are provided only if qualifications are met within qualification
cycle. ATM fee refunds up to $20 per
statement cycle.
Qualifications：
These three qualifiers save paper waste and make your banking more efficient
. Simply do the following each
monthly statement cycle:
Make 12 debit card purchases
Have at least one direct deposit or automatic payment
Receive free e-Statements
If you don't qualify one month, don't worry. Green Rewards Checking is still
completely free and earns our
base interest rate, and you can get right back to earning the huge interest
and ATM fee refunds the very
next month!
Refer-A-Friend:
We truly appreciate your business, our Refer-A-Friend program gives you $40.
00 every time you refer a
friend who opens a Green Rewards Checking account. And to show your friends
how much we appreciate
their business, we give them $20.00 just for signing up! | r****b
发帖数: 1087 | | r*******b
发帖数: 481 | 3 申请的时候才看到啊，只有kentucky的人能开，怪不得大家没有post这个银行。 |
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