c******n
发帖数: 16403 | 1 都给cashback， 哪位评价比较一下？ 谢谢 | P*****k
发帖数: 1567 | 2 discover more每年前3000$消费只给0.25%, 3000之后是1%, Warehouse purchases(
Walmart Sam's club等)永远是0.25%且不计算在3000之内. 5% rotation每个季度有CAP
, 不过总的CB没有CAP, 另外如果经常网购的话ShopDiscover还是非常不错的
dividend虽然有1%和5% rotation不过有全年CAP 300$
其实有没有用不是绝对的, 这2张卡永远不会成为主力卡, 硬要比个人认为discover
more更好. 不过完全可以同时拥有, 只在5%的时候用满CAP, 其他时候用2% everything
觉得有用请打赏个包子 | z*****8
发帖数: 3043 | 3
CAP
everything
citi dividend还有开户100刀
的优惠吗
【在 P*****k 的大作中提到】
: discover more每年前3000$消费只给0.25%, 3000之后是1%, Warehouse purchases(
: Walmart Sam's club等)永远是0.25%且不计算在3000之内. 5% rotation每个季度有CAP
: , 不过总的CB没有CAP, 另外如果经常网购的话ShopDiscover还是非常不错的
: dividend虽然有1%和5% rotation不过有全年CAP 300$
: 其实有没有用不是绝对的, 这2张卡永远不会成为主力卡, 硬要比个人认为discover
: more更好. 不过完全可以同时拥有, 只在5%的时候用满CAP, 其他时候用2% everything
: 觉得有用请打赏个包子
| Z*******n
发帖数: 921 | 4 用了好几年的citi dividend，一直以为除了5％的cash back有个CAP，1％的是
UNLIMITED的，不是吗？ | s*********t
发帖数: 16647 | 5 neither could be considered as very good
But if these r the only options u have, u could start with citi dividend,
and u r more likely to get approved.
Discover application is always highly YMMV
【在 c******n 的大作中提到】
: 都给cashback， 哪位评价比较一下？ 谢谢
| c******n
发帖数: 16403 | 6 1%cashback也有CAP
【在 Z*******n 的大作中提到】
: 用了好几年的citi dividend，一直以为除了5％的cash back有个CAP，1％的是
: UNLIMITED的，不是吗？
| c******n
发帖数: 16403 | 7 我两张都有， 就是不清楚该用哪个做主力
【在 s*********t 的大作中提到】
: neither could be considered as very good
: But if these r the only options u have, u could start with citi dividend,
: and u r more likely to get approved.
: Discover application is always highly YMMV
| s*********t
发帖数: 16647 | 8 i c
generally,use your citi first until reaching 300 cb cap, and start to use
discover.
but when the purchase falls into a specific bonus category of either card by
quarter, then use the card that has bonus 5% for the purchase.Of course,
those quarterly bonus categories have CB cap too. Be sure to read the
fineprint when u sign up for quarterly bonus, especially on Discover.
Actually, it is very simple while it is complicated if I have to give u some
"do...while" or "if...then.." loop.
Just read the terms/conditions of each card, and I bet you will make best
use of these 2 cards.
Ppl here are more willing to explain on some definitions in the terms/
conditions AFTER you read terms/conditions yourself first.
Well, with better credit history u would have in the future, find something
better coz neither of your 2 cards is a good choice to be your main CC
my 2 cents
【在 c******n 的大作中提到】
: 我两张都有， 就是不清楚该用哪个做主力
| l**4
发帖数: 853 | 9 我的discover的CL比较低 大部分是用dividend的。
但是如果有5%rotation， 我用的是discover 比如加油
【在 c******n 的大作中提到】
: 我两张都有， 就是不清楚该用哪个做主力
| b********6
发帖数: 35437 | | s*******r
发帖数: 2697 | |
|
