w***k
发帖数: 29 | 1 几年前搬家和原来的apartment有分歧,于是有了个collection,也就200多.
请问如果我现在还款了,对信用分数的影响还会持续多久?短期会明显增加吗?
网上有说还是要7年,显示成paid collection.
谢谢回复. | K*********a
发帖数: 418 | 2 You should ask for "pay for deletion", i.e. they ask credit agencies to
remove the collection after you pay it off. If they only update it to "
collection paid", it is still a collection and will have negative impact on
your credit score for 7 years.
【在 w***k 的大作中提到】
: 几年前搬家和原来的apartment有分歧,于是有了个collection,也就200多.
: 请问如果我现在还款了,对信用分数的影响还会持续多久?短期会明显增加吗?
: 网上有说还是要7年,显示成paid collection.
: 谢谢回复.
| m******p
发帖数: 5393 | 3 same as 2FL said, google pay for deletion
【在 w***k 的大作中提到】
: 几年前搬家和原来的apartment有分歧,于是有了个collection,也就200多.
: 请问如果我现在还款了,对信用分数的影响还会持续多久?短期会明显增加吗?
: 网上有说还是要7年,显示成paid collection.
: 谢谢回复.
| w***k
发帖数: 29 | 4 谢谢2位的回复.如果PFD成功了,信用分数大概要多久才能明显增长呢?
on
【在 K*********a 的大作中提到】
: You should ask for "pay for deletion", i.e. they ask credit agencies to
: remove the collection after you pay it off. If they only update it to "
: collection paid", it is still a collection and will have negative impact on
: your credit score for 7 years.
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