m*****u
发帖数: 1342 | 1 I vaguely remember this rule from this board or somewhere else.
Does this apply to credit cards from same bank, or ALL credit cards? For
instance, if I applied Chase credit card last month, I am not supposed to
apply Chase again this month. But can I apply for American Express? | h****z
发帖数: 1996 | 2 chase很多人说最好等半年
不过去argue过了的人也有
【在 m*****u 的大作中提到】
: I vaguely remember this rule from this board or somewhere else.
: Does this apply to credit cards from same bank, or ALL credit cards? For
: instance, if I applied Chase credit card last month, I am not supposed to
: apply Chase again this month. But can I apply for American Express?
| m*****u
发帖数: 1342 | 3 Thanks. I applied 5 Chase cards (UA, Continental, Marriott, BA and Priority
Club) this year so far, all approved with one query (BA).
I am thinking about Chase Sapphire and Amex HHonors now :-)
【在 h****z 的大作中提到】
: chase很多人说最好等半年
: 不过去argue过了的人也有
| s**********g
发帖数: 14942 | 4 this is not a strict rule and mainly applies to applications to the same
bank
Chase requires 6 months in between (for Chase cards)
Citi usually requires 2 months (for Citi cards)
Still sometimes the CSR will let you go even if you break the rule; but they
can also officially decline your application with this reason.
And if you apply for the cards at the same time, maybe CSRs won't see other
inquiries at that time and just approve them (not sure); in this case the
rule did not take effect, but may take affect when you apply for another
card later
As to different banks, it is mainly depending on whether the CSR thinks you
have too many hard inquiries in a short time based on your credit
Then it is just a thing about credit score and luck
Priority
【在 m*****u 的大作中提到】
: Thanks. I applied 5 Chase cards (UA, Continental, Marriott, BA and Priority
: Club) this year so far, all approved with one query (BA).
: I am thinking about Chase Sapphire and Amex HHonors now :-)
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