l***d 发帖数: 66 | | l****y 发帖数: 8847 | | j********o 发帖数: 919 | 3 没关系.
FIDELITY想提供比较多元的产品给自己的客户,于是委托FIA来发卡,FIA租用AMEX的网络
发了那张FIDELITY AMEX.
这种情况很多.
例如GAP的VISA卡这种,是GAP挂名,然后GE MONEY BANK用VISA的网络发的卡.
只是打个比方,当然后面这张卡的份量差远了.GAP只是店家,不像FIDELITY一样是财大气
粗的金融机构.
2%的CASH BACK里,FIDELITY自己需要补贴的. | s**********g 发帖数: 14942 | | g**n 发帖数: 25142 | 5 这个你确定吗?
不是一般3%手续费吗?
好像amex还比visa什么的多一些?
【在 j********o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 没关系. : FIDELITY想提供比较多元的产品给自己的客户,于是委托FIA来发卡,FIA租用AMEX的网络 : 发了那张FIDELITY AMEX. : 这种情况很多. : 例如GAP的VISA卡这种,是GAP挂名,然后GE MONEY BANK用VISA的网络发的卡. : 只是打个比方,当然后面这张卡的份量差远了.GAP只是店家,不像FIDELITY一样是财大气 : 粗的金融机构. : 2%的CASH BACK里,FIDELITY自己需要补贴的.
| s******t 发帖数: 926 | 6 The general belief is that the network (Visa, AMEX) charges around 3.3% but
of course not all of them goes to card issuers (Fidelity, Chase, Citi, etc.)
. The money goes to issuers are believed to be around 2% or less. So,
considering overhead and technology costs, Fidelity should lose money on the
card alone.
But, you need to redeem them to Fidelity account. Even only half of the
customers have money in their account, Fidelity earns a lot of other fees
which would cover the cost.
Anyway, you don't consider advertising as a money-losing strategy, right?
lol
【在 g**n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个你确定吗? : 不是一般3%手续费吗? : 好像amex还比visa什么的多一些?
|
|