s******s
发帖数: 1159 | 1 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
Requests Viewed Only By You
According to the Fair Credit Reporting Act, credit grantors listed in this
section had a permissible purpose to request your information. When a
request for your information is made, it will display on your credit report
for two years.
We report these requests only to you as a record of those who requested
your information, and we do not include any of these requests on credit
reports to others.
CITI CARDS
Date: August 14, 2012, May 16, 2012,
April 17, 2012, March 13, 2012,
February 13, 2012, October 17, 2011,
October 4, 2011, September 2, 2011,
August 2, 2011, July 6, 2011,
May 3, 2011, April 5, 2011,
February 2, 2011
•
CAP ONE
Date: May 19, 2012, May 15, 2012,
April 18, 2012, April 11, 2012,
March 21, 2012, March 14, 2012,
March 7, 2012, February 17, 2012,
February 9, 2012, February 4, 2012,
January 17, 2012, January 7, 2012,
December 21, 2011, December 14, 2011,
November 10, 2011, October 22, 2011,
October 14, 2011, September 22, 2011,
August 6, 2011, June 7, 2011,
May 24, 2011, May 17, 2011,
May 10, 2011, April 23, 2011,
April 15, 2011, April 9, 2011,
March 22, 2011, March 15, 2011,
March 8, 2011, February 22, 2011,
February 12, 2011, February 5, 2011,
January 25, 2011, January 15, 2011,
December 9, 2010 | c*********1
发帖数: 136 | | y****i
发帖数: 17878 | 3 they want to say Hi to you, and know what you've been doing //hoho
no worries
as it states, "we do not include any of these requests on credit reports to
others."
this
report
【在 s******s 的大作中提到】
: 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
: 问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
: Requests Viewed Only By You
: According to the Fair Credit Reporting Act, credit grantors listed in this
: section had a permissible purpose to request your information. When a
: request for your information is made, it will display on your credit report
: for two years.
: We report these requests only to you as a record of those who requested
: your information, and we do not include any of these requests on credit
: reports to others.
| t**********s
发帖数: 2832 | 4
this
report
“Requests Viewed Only By You”的不算在hard pull数里哒。你想，简单来讲，如果
只有你看得到，那申卡的时候信用卡公司当然就看不到啦。
【在 s******s 的大作中提到】
: 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
: 问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
: Requests Viewed Only By You
: According to the Fair Credit Reporting Act, credit grantors listed in this
: section had a permissible purpose to request your information. When a
: request for your information is made, it will display on your credit report
: for two years.
: We report these requests only to you as a record of those who requested
: your information, and we do not include any of these requests on credit
: reports to others.
| s******s
发帖数: 1159 | 5 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
Requests Viewed Only By You
According to the Fair Credit Reporting Act, credit grantors listed in this
section had a permissible purpose to request your information. When a
request for your information is made, it will display on your credit report
for two years.
We report these requests only to you as a record of those who requested
your information, and we do not include any of these requests on credit
reports to others.
CITI CARDS
Date: August 14, 2012, May 16, 2012,
April 17, 2012, March 13, 2012,
February 13, 2012, October 17, 2011,
October 4, 2011, September 2, 2011,
August 2, 2011, July 6, 2011,
May 3, 2011, April 5, 2011,
February 2, 2011
•
CAP ONE
Date: May 19, 2012, May 15, 2012,
April 18, 2012, April 11, 2012,
March 21, 2012, March 14, 2012,
March 7, 2012, February 17, 2012,
February 9, 2012, February 4, 2012,
January 17, 2012, January 7, 2012,
December 21, 2011, December 14, 2011,
November 10, 2011, October 22, 2011,
October 14, 2011, September 22, 2011,
August 6, 2011, June 7, 2011,
May 24, 2011, May 17, 2011,
May 10, 2011, April 23, 2011,
April 15, 2011, April 9, 2011,
March 22, 2011, March 15, 2011,
March 8, 2011, February 22, 2011,
February 12, 2011, February 5, 2011,
January 25, 2011, January 15, 2011,
December 9, 2010 | c*********1
发帖数: 136 | | y****i
发帖数: 17878 | 7 they want to say Hi to you, and know what you've been doing //hoho
no worries
as it states, "we do not include any of these requests on credit reports to
others."
this
report
【在 s******s 的大作中提到】
: 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
: 问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
: Requests Viewed Only By You
: According to the Fair Credit Reporting Act, credit grantors listed in this
: section had a permissible purpose to request your information. When a
: request for your information is made, it will display on your credit report
: for two years.
: We report these requests only to you as a record of those who requested
: your information, and we do not include any of these requests on credit
: reports to others.
| t**********s
发帖数: 2832 | 8
this
report
“Requests Viewed Only By You”的不算在hard pull数里哒。你想，简单来讲，如果
只有你看得到，那申卡的时候信用卡公司当然就看不到啦。
【在 s******s 的大作中提到】
: 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
: 问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
: Requests Viewed Only By You
: According to the Fair Credit Reporting Act, credit grantors listed in this
: section had a permissible purpose to request your information. When a
: request for your information is made, it will display on your credit report
: for two years.
: We report these requests only to you as a record of those who requested
: your information, and we do not include any of these requests on credit
: reports to others.
|
| s**********g
发帖数: 14942 | 9 “Requests Viewed Only By You”
其他银行都看不到
这叫soft pull
人主动来看看你的信用 看是不是能给你发广告
校内上看一下你页面不也得留个痕迹么不是 | s**********g
发帖数: 14942 | 10 你没看明白lz贴的那部分
【在 c*********1 的大作中提到】
: 既然不是你的卡，那就去dispute
| p****t
发帖数: 5814 | 11 Capital one acquired some credit card company recently, such as HSBC(house
hold bank) credit card, do you have these credit cards?
this
report
【在 s******s 的大作中提到】
: 今天到experian系统里看了下报告出现下面的列表: 请问是什么意思?
: 问题是我根本就没申请过一些信用卡,比如cap one, 怎么我的记录里保留这么多?
: Requests Viewed Only By You
: According to the Fair Credit Reporting Act, credit grantors listed in this
: section had a permissible purpose to request your information. When a
: request for your information is made, it will display on your credit report
: for two years.
: We report these requests only to you as a record of those who requested
: your information, and we do not include any of these requests on credit
: reports to others.
| c*********1
发帖数: 136 | 12 哦，我以为是cap one报告的付款历史了。既然是soft，那就不要紧
【在 s**********g 的大作中提到】
: 你没看明白lz贴的那部分
|
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