w******3 发帖数: 1335 | 1 刚H1B来工作,想等SSN下来后,申请信用卡
求介绍能快速累积同时要申请得下来的,老妈总想我尽快买房子,觉得我岁数大了
如果还能有rebate,免年费那就更好了
谢谢 |
h****s 发帖数: 16779 | 2 先申请个secure 卡积累吧。这种卡肯定可以拿到,就是limit低,没开卡bonus,还要
交年费。
有了第一个信用卡,过半年一年再申请别的就容易了,积累两三年以后也许就能贷款了。
【在 w******3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚H1B来工作,想等SSN下来后,申请信用卡 : 求介绍能快速累积同时要申请得下来的,老妈总想我尽快买房子,觉得我岁数大了 : 如果还能有rebate,免年费那就更好了 : 谢谢
|
w******3 发帖数: 1335 | 3 secure的卡毕竟不是真的信用卡
我有payroll,有SSN,有offer letter,难道还要申请这种卡啊,太悲剧了
了。
【在 h****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 先申请个secure 卡积累吧。这种卡肯定可以拿到,就是limit低,没开卡bonus,还要 : 交年费。 : 有了第一个信用卡,过半年一年再申请别的就容易了,积累两三年以后也许就能贷款了。
|
m*********k 发帖数: 393 | 4 楼主,申不到信用卡的人里,有PAYROLL,有SSN,有比你好的OFFER LETTER的人多了去
了。
信用卡的申请以你的信用历史为基础,没有什么一夜之间达成的事。
如果你的薪水条件还可以,例如年薪100K+,你可以咨询CITI或是AMEX,说你是国外派
驻美国的雇员,直接提交薪酬证明供考量。至于是否批准,取决于银行。
国内的信用体制刚起步所以很多银行允许你以卡办卡或者是有大把钱就可以给你开户,
美国只在高端帐户才有这一套。 |
a*******4 发帖数: 580 | 5 security credit card在积累信用上跟普通credit card是一样的,我也是新来的,申
请了security card,同时还申请了discover more,但是额度只有500.
【在 w******3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : secure的卡毕竟不是真的信用卡 : 我有payroll,有SSN,有offer letter,难道还要申请这种卡啊,太悲剧了 : : 了。
|
w******3 发帖数: 1335 | 6 多谢这么认真回复
我看了精华贴,发现好多还是能申到,以为没那么难搞
看来不容易弄啊,改天找个银行问问,不行那就先弄个secure的信用卡吧
【在 m*********k 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 楼主,申不到信用卡的人里,有PAYROLL,有SSN,有比你好的OFFER LETTER的人多了去 : 了。 : 信用卡的申请以你的信用历史为基础,没有什么一夜之间达成的事。 : 如果你的薪水条件还可以,例如年薪100K+,你可以咨询CITI或是AMEX,说你是国外派 : 驻美国的雇员,直接提交薪酬证明供考量。至于是否批准,取决于银行。 : 国内的信用体制刚起步所以很多银行允许你以卡办卡或者是有大把钱就可以给你开户, : 美国只在高端帐户才有这一套。
|
g*********e 发帖数: 14401 | 7 你去boa开个checking+saving 然后存个2w,然后直接去branch说要开卡,BOA123, 那
个应该可以。
这卡本身也不赖。 |
w******3 发帖数: 1335 | 8 我没带多少现金过来,而且用得也差不多了
现在是刷国内的信用卡,不需要手续费,这样慢慢可以把国内钱倒过来
BOA123这个是credit card名字吗,我回头问问看
【在 g*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你去boa开个checking+saving 然后存个2w,然后直接去branch说要开卡,BOA123, 那 : 个应该可以。 : 这卡本身也不赖。
|
s**********g 发帖数: 14942 | 9 just go and get a BoA secured card with a bit annual fee
that BoA 123 card (of coz the name is not "123") is not guaranteed even with
20k money in the bank... although should be much easier with 20k in account
【在 w******3 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我没带多少现金过来,而且用得也差不多了 : 现在是刷国内的信用卡,不需要手续费,这样慢慢可以把国内钱倒过来 : BOA123这个是credit card名字吗,我回头问问看
|
w******3 发帖数: 1335 | 10 just applied for a citi thank you credit card |
T********2 发帖数: 165 | |
w******3 发帖数: 1335 | 12 直接网上申是不是就可以了,我看有网上购物cash back耶
【在 T********2 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Discover More Card很好申
|
m*****e 发帖数: 7 | 13 I'm under H1B as well.
I got my American Express card in the first week in US, even before getting
my SSN. And I got the Citibank Thankyou Premier card in a month.
For Amex, I used global card transfer service, and they let me choose any
cards that are available, except Centurion. The process was pretty simple.
Everything was done over the phone, and I didn't have to submit any
documents.
As for Citi, you just need to talk to your banker. There is a separate
channel for global customers to apply credit cards. The welcome gifts are a
bit better than those in citi.com. You have only 4 cards (Citi Executive/TY
Premier/TY Preferred/AA Platinum Select) to choose from though. Citi
requires a number of documents which is much troublesome than Amex.
Both gave me a high credit limit, roughly equivalent to 1.5 to 2 times
monthly salary. |
w******3 发帖数: 1335 | 14 Thanks a lot
i have already applied for a citi thank your premier card. it did need a lot
of documents
i may apply for an amex card later
getting
a
TY
【在 m*****e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I'm under H1B as well. : I got my American Express card in the first week in US, even before getting : my SSN. And I got the Citibank Thankyou Premier card in a month. : For Amex, I used global card transfer service, and they let me choose any : cards that are available, except Centurion. The process was pretty simple. : Everything was done over the phone, and I didn't have to submit any : documents. : As for Citi, you just need to talk to your banker. There is a separate : channel for global customers to apply credit cards. The welcome gifts are a : bit better than those in citi.com. You have only 4 cards (Citi Executive/TY
|