s**n
发帖数: 425 | 1 Just closed refinance and start to churn cards again. Sharing data here.
US Bank Cash+
Amex Plainum 100k
Citi AA Visa/Amex 100k
Chase InkBold 50k
Barclay USAirway 40k
----------------------------
At this point, I found all but Barclay pulled Experian. And I ended up with
4 hard pulls on EXP, not good. So I freeze my experian report and continue
to apply 2 more chase cards.
Chase United Explorer 65k + $50
Chase British Airway 100k
Did not get instant approval. Approved for both cards after calling, they
pulled Equifax. 1 pull because I apply at the same time
So...8 cards with 4 EXP hits, 1 EQ hit and 1 TU hit.
Will Churn again in April, will probably skip Chase then. |
c****e
发帖数: 964 | 2 How to freeze the experian report |
s**n
发帖数: 425 | 3 http://www.experian.com/consumer/security_freeze.html
There is normally a small charge, depending on the state |
f**********n
发帖数: 3081 | 4 高手啊，顶
with
【在 s**n 的大作中提到】
: Just closed refinance and start to churn cards again. Sharing data here.
: US Bank Cash+
: Amex Plainum 100k
: Citi AA Visa/Amex 100k
: Chase InkBold 50k
: Barclay USAirway 40k
: ----------------------------
: At this point, I found all but Barclay pulled Experian. And I ended up with
: 4 hard pulls on EXP, not good. So I freeze my experian report and continue
: to apply 2 more chase cards.
|
y****i
发帖数: 17878 | 5 this is quite nice
how long have you been on diet preparing for your refinance? hoho
with
【在 s**n 的大作中提到】
: Just closed refinance and start to churn cards again. Sharing data here.
: US Bank Cash+
: Amex Plainum 100k
: Citi AA Visa/Amex 100k
: Chase InkBold 50k
: Barclay USAirway 40k
: ----------------------------
: At this point, I found all but Barclay pulled Experian. And I ended up with
: 4 hard pulls on EXP, not good. So I freeze my experian report and continue
: to apply 2 more chase cards.
|
s**n
发帖数: 425 | 6 About 9-10 months, too long. I've seen deals like Amex SPG 30k, AA 75k and
many others come and go. Missed at least 2 churns.
【在 y****i 的大作中提到】
: this is quite nice
: how long have you been on diet preparing for your refinance? hoho
:
: with
|
y****i
发帖数: 17878 | 7 it's payback time, babe.
enjoy your feast
【在 s**n 的大作中提到】
: About 9-10 months, too long. I've seen deals like Amex SPG 30k, AA 75k and
: many others come and go. Missed at least 2 churns.
|
N*********t
发帖数: 1082 | 8 freeze的意思是本来按惯例要pull experian的银行只能pull其他两家？
【在 s**n 的大作中提到】
: http://www.experian.com/consumer/security_freeze.html
: There is normally a small charge, depending on the state
|
f**********n
发帖数: 3081 | 9 lol 可以大快朵颐了
【在 y****i 的大作中提到】
: it's payback time, babe.
: enjoy your feast
|
Y***o
发帖数: 4135 | 10 Admire...by the way, for refinance, did you do ARM? or 30year?
I am holding or credit card application for refinance...
with
【在 s**n 的大作中提到】
: Just closed refinance and start to churn cards again. Sharing data here.
: US Bank Cash+
: Amex Plainum 100k
: Citi AA Visa/Amex 100k
: Chase InkBold 50k
: Barclay USAirway 40k
: ----------------------------
: At this point, I found all but Barclay pulled Experian. And I ended up with
: 4 hard pulls on EXP, not good. So I freeze my experian report and continue
: to apply 2 more chase cards.
|
m*****a
发帖数: 2609 | 11 “Chase United Explorer 65k + $50
Chase British Airway 100k
Did not get instant approval. Approved for both cards after calling, they
pulled Equifax. 1 pull because I apply at the same time”
这是非常重要的信息阿，如果确认的话，大家以后都每次申请两个就好了。有人能出来
确认一下吗？Feel too good to be true.
with
【在 s**n 的大作中提到】
: Just closed refinance and start to churn cards again. Sharing data here.
: US Bank Cash+
: Amex Plainum 100k
: Citi AA Visa/Amex 100k
: Chase InkBold 50k
: Barclay USAirway 40k
: ----------------------------
: At this point, I found all but Barclay pulled Experian. And I ended up with
: 4 hard pulls on EXP, not good. So I freeze my experian report and continue
: to apply 2 more chase cards.
|
K**********r
发帖数: 2640 | 12 Citi AA Visa/Amex 100k
Barclay USAirway 40k
Chase British Airway 100k
calcel了之后多长时间可以再申?时间是从cancel算起吗? |
s**n
发帖数: 425 | 13 I got 30 year fixed. I am risk aversed with no intention to move in short
term
【在 Y***o 的大作中提到】
: Admire...by the way, for refinance, did you do ARM? or 30year?
: I am holding or credit card application for refinance...
:
: with
|
s**n
发帖数: 425 | 14 Yes, but it doesnt work for Amex or Citi
【在 N*********t 的大作中提到】
: freeze的意思是本来按惯例要pull experian的银行只能pull其他两家？
|
