s**n
发帖数: 425 | 1 I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
minutes after the purchase. First they asked why there are several $1k
purchase from CVS on my card. I said I bought gift cards. Then they asked me
what type of gift card, CVS gift card or Blue Bird gift cards. So they are
aware of this deal. I said I bought generic visa gift cards. My guess is
that if I said VR they would call it cash advance and do other things. They
asked me why I bought so many gift cards. I said I had a large purchase to
make and I can get 5% cashback this way. I will not disclose my large
purchase but
apparently the person was okay with my answer.
Then he asked about the VR purchases on my business gold card (I only have
1k in total). And tried to talk me into admitting I really don't have a
business. I think what saved me was I have an EIN although I don't have any
revenue. He asked me not to put personal charge on a business card again and
let me go.
Another background: I have faxed in my tax return and income documentation
late last year when I asked for a credit line increase. Maybe this is reason
why they don't ask for additional documentation. I have enough verified
income to back up my credit line.I guess they don't like me to use my old
bluecash card to get 5% from CVS. But for now there is nothing they can do
about it.
Conclusions:
1. Be careful about VR purchases from CVS. Go SLOW.
2. Business Gold card is indeed a financial review magnet. Don't touch it
unless you are prepared with business documents. Don't put any personal
charges to trigger it.
3. Amex know about bluebird/VR. So be careful |
f**********n
发帖数: 3081 | 2 re
amex 还是很nice 的。不像chase ink,直接午门外问斩。
5
me
are
They
【在 s**n 的大作中提到】
: I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
: minutes after the purchase. First they asked why there are several $1k
: purchase from CVS on my card. I said I bought gift cards. Then they asked me
: what type of gift card, CVS gift card or Blue Bird gift cards. So they are
: aware of this deal. I said I bought generic visa gift cards. My guess is
: that if I said VR they would call it cash advance and do other things. They
: asked me why I bought so many gift cards. I said I had a large purchase to
: make and I can get 5% cashback this way. I will not disclose my large
: purchase but
: apparently the person was okay with my answer.
|
c**0
发帖数: 535 | |
w***o
发帖数: 1411 | 4
5
me
are
They
【在 s**n 的大作中提到】
: I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
: minutes after the purchase. First they asked why there are several $1k
: purchase from CVS on my card. I said I bought gift cards. Then they asked me
: what type of gift card, CVS gift card or Blue Bird gift cards. So they are
: aware of this deal. I said I bought generic visa gift cards. My guess is
: that if I said VR they would call it cash advance and do other things. They
: asked me why I bought so many gift cards. I said I had a large purchase to
: make and I can get 5% cashback this way. I will not disclose my large
: purchase but
: apparently the person was okay with my answer.
|
g**n
发帖数: 25142 | |
s**n
发帖数: 425 | 6 Another 2 reminders:
I would not apply for a biz card unless I have an EIN. If this is Chase, all
of my cards will be closed without notice.
But do not apply for EIN unless you have greencard. You will be in deep
trouble if you are still a student. |
s******s
发帖数: 1159 | 7 申请EIN是免费的么？有啥注意的？
all
【在 s**n 的大作中提到】
: Another 2 reminders:
: I would not apply for a biz card unless I have an EIN. If this is Chase, all
: of my cards will be closed without notice.
: But do not apply for EIN unless you have greencard. You will be in deep
: trouble if you are still a student.
|
d**j
发帖数: 5290 | 8 good call. hoping the vanilla/bluebird game ends earlier. |
b********i
发帖数: 4703 | 9 原来是BSO绿卡的。F1真想开公司也就开了，找个代理开好以后transfer给你就完了。
all
【在 s**n 的大作中提到】
: Another 2 reminders:
: I would not apply for a biz card unless I have an EIN. If this is Chase, all
: of my cards will be closed without notice.
: But do not apply for EIN unless you have greencard. You will be in deep
: trouble if you are still a student.
|
d**j
发帖数: 5290 | 10 be sure you got type c. otherwise you will be in trouble even it was opened
by some agency.
【在 b********i 的大作中提到】
: 原来是BSO绿卡的。F1真想开公司也就开了，找个代理开好以后transfer给你就完了。
:
: all
|
|
|
f********x
发帖数: 2086 | 11
5
me
are
They
Thanks!
【在 s**n 的大作中提到】
: I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
: minutes after the purchase. First they asked why there are several $1k
: purchase from CVS on my card. I said I bought gift cards. Then they asked me
: what type of gift card, CVS gift card or Blue Bird gift cards. So they are
: aware of this deal. I said I bought generic visa gift cards. My guess is
: that if I said VR they would call it cash advance and do other things. They
: asked me why I bought so many gift cards. I said I had a large purchase to
: make and I can get 5% cashback this way. I will not disclose my large
: purchase but
: apparently the person was okay with my answer.
|
n******e
发帖数: 2547 | |
s*********g
发帖数: 2350 | 13 好文章！
能说说怎么申请EIN 吗？
5
me
are
They
【在 s**n 的大作中提到】
: I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
: minutes after the purchase. First they asked why there are several $1k
: purchase from CVS on my card. I said I bought gift cards. Then they asked me
: what type of gift card, CVS gift card or Blue Bird gift cards. So they are
: aware of this deal. I said I bought generic visa gift cards. My guess is
: that if I said VR they would call it cash advance and do other things. They
: asked me why I bought so many gift cards. I said I had a large purchase to
: make and I can get 5% cashback this way. I will not disclose my large
: purchase but
: apparently the person was okay with my answer.
|
e********e
发帖数: 181 | 14 楼主的建议非常宝贵，对班上很多人很有必要，尤其是那些一次动辄买2-3K VR的 |
g**n
发帖数: 25142 | 15 现在无知无畏又贪心的人太多。。。
【在 e********e 的大作中提到】
: 楼主的建议非常宝贵，对班上很多人很有必要，尤其是那些一次动辄买2-3K VR的
|
y***o
发帖数: 1853 | 16 mark
5
me
are
They
【在 s**n 的大作中提到】
: I am pretty sure it's triggered by a $1k VR purchase at CVS. The call came 5
: minutes after the purchase. First they asked why there are several $1k
: purchase from CVS on my card. I said I bought gift cards. Then they asked me
: what type of gift card, CVS gift card or Blue Bird gift cards. So they are
: aware of this deal. I said I bought generic visa gift cards. My guess is
: that if I said VR they would call it cash advance and do other things. They
: asked me why I bought so many gift cards. I said I had a large purchase to
: make and I can get 5% cashback this way. I will not disclose my large
: purchase but
: apparently the person was okay with my answer.
|
d******y
发帖数: 11545 | 17 俺无知的问一句，为什么要用amex 的卡到cvs去买香草？
是神马deal呀。 |
g**n
发帖数: 25142 | 18 lz说了他有老的那种blue cash卡
6000以后在药店5%
【在 d******y 的大作中提到】
: 俺无知的问一句，为什么要用amex 的卡到cvs去买香草？
: 是神马deal呀。
|
d******y
发帖数: 11545 | 19
哦。谢贞子。
不过真不喜欢搞神马香草，因为我不会搞，从没搞过。
【在 g**n 的大作中提到】
: lz说了他有老的那种blue cash卡
: 6000以后在药店5%
|
m******y
发帖数: 175 | 20 虽然是新人，但真心要顶这个。一时贪心好久才能补回来呢，长久看其实不合算。走灰
色地带一定也是有风险的，尤其是做的人太多就更不行了。
本来还觉得phd有工资可以申请ink 50k那个，现在看看咱还是歇了吧。。。弄点aa,ba
或者nfl应该还是可以的。。。
【在 g**n 的大作中提到】
: 现在无知无畏又贪心的人太多。。。
|
|
|
d******a
发帖数: 3976 | 21 BA要花２万，比INK只难不易好吧
ba
【在 m******y 的大作中提到】
: 虽然是新人，但真心要顶这个。一时贪心好久才能补回来呢，长久看其实不合算。走灰
: 色地带一定也是有风险的，尤其是做的人太多就更不行了。
: 本来还觉得phd有工资可以申请ink 50k那个，现在看看咱还是歇了吧。。。弄点aa,ba
: 或者nfl应该还是可以的。。。
|
g**n
发帖数: 25142 | 22 ls是说biz卡和个人卡的区别吧
【在 d******a 的大作中提到】
: BA要花２万，比INK只难不易好吧
:
: ba
|
a**********1
发帖数: 2720 | 23 always buy one by one, always! |
m******y
发帖数: 175 | 24 是啊，ba这种如果正好有大的购买任务就没问题啦，比如帮国内的亲戚朋友带个大件啥
的。再说如果真的搞的话，在下估计要个50k也就歇了。
从来不敢搞amazon payment或gc的飘过~
【在 g**n 的大作中提到】
: ls是说biz卡和个人卡的区别吧
|
