r***e
发帖数: 10135 | 1 ft上有人申请biz卡，客服问的问题
In particular, they asked
Quote:
we noticed on your past cards an expense of the same amoubt , $503.95, keeps
appearing from grocery store X. Why is that?
Q. I see here you've spent $42,000 at office max and staples. What did you
buy? I see several days where you made purchases for the same amount at as
many as 5 different Office Max's- Why? In fact, I see 2 separate 1 week
periods where you spent over $10,000 at Office Max over several days at 7
differrent locations. For what?
Q. I see here you've spent $21,000 at Valero so far this year? That's a lot.
Why? DO you have a fleet of Taxi's?
Q. I see several purchases per week at Safeway for between $450-495. You app
says you're single. $6000/month is a lot of groceries for a family of 15,
much less a single person. Please explain. |
v***n
发帖数: 5085 | |
s*m
发帖数: 6980 | 3 恩, 和chase说有强迫症, 忍不住每次买503.95的东西 |
t***j
发帖数: 2620 | 4 都象chase这么问，大家都别消费了.
chase以为他们是签证官？ |
e*******e
发帖数: 9616 | 5 Exactly Same questions were throwing out to me a couple of weeks back. The
worse thing is that I am in the middle of sleeping on a saturday morning.
I almost told the rep to fuck off and I didn't want you card any more.
She eventually rejected my appl anywhere. |
c*****a
发帖数: 342 | |
t***j
发帖数: 2620 | |
t***j
发帖数: 2620 | |
s********5
发帖数: 309 | 9 看到这些问题，估计这种消费结构的人要小心了，被关卡的风险挺大。 |
r******d
发帖数: 4666 | |
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t********n
发帖数: 996 | 11 Chase作风谨慎，我喜欢。不正常的是疯狂abuse信用卡的人 |
C*******d
发帖数: 1553 | |
g*********e
发帖数: 14401 | |
d******a
发帖数: 3976 | 14 谨慎啥，就是扣而已。作风跟土工官老爷银行类似。电大欺客
被罚10几个b没看到？chase也就对小鱼小虾横
【在 t********n 的大作中提到】
: Chase作风谨慎，我喜欢。不正常的是疯狂abuse信用卡的人
|
g*****p
发帖数: 3403 | |
a*****s
发帖数: 8146 | 16 觉得不是真的.
如果客服有这么多这样的问题.根本就不会问你.直接拒了. |
o******d
发帖数: 759 | 17 这是真的吗 还想搞张ink 搞搞staples 应该死心？
keeps
【在 r***e 的大作中提到】
: ft上有人申请biz卡，客服问的问题
: In particular, they asked
: Quote:
: we noticed on your past cards an expense of the same amoubt , $503.95, keeps
: appearing from grocery store X. Why is that?
: Q. I see here you've spent $42,000 at office max and staples. What did you
: buy? I see several days where you made purchases for the same amount at as
: many as 5 different Office Max's- Why? In fact, I see 2 separate 1 week
: periods where you spent over $10,000 at Office Max over several days at 7
: differrent locations. For what?
|
e*******e
发帖数: 9616 | 18 他们也想找可以给油水的新客户。
这些新客户，包括我，都是先问后拒，是因为我们的credit score都相当的高，credit
history相当的clean,唯一美中不足的就是从来没有money landry中失控。他们最怕我
们这中人，问清楚了，就拒了。
以后大家接到chase的grilling 盘问坚决装傻，不知vgc/staple/vr为何物，遮掩还有
希望。
【在 a*****s 的大作中提到】
: 觉得不是真的.
: 如果客服有这么多这样的问题.根本就不会问你.直接拒了.
|
a*******t
发帖数: 1356 | 19
credit
从来没有失控？那不是挺好的吗
【在 e*******e 的大作中提到】
: 他们也想找可以给油水的新客户。
: 这些新客户，包括我，都是先问后拒，是因为我们的credit score都相当的高，credit
: history相当的clean,唯一美中不足的就是从来没有money landry中失控。他们最怕我
: 们这中人，问清楚了，就拒了。
: 以后大家接到chase的grilling 盘问坚决装傻，不知vgc/staple/vr为何物，遮掩还有
: 希望。
|
z**********3
发帖数: 11979 | 20 好
打击这些人
跟疯子在一起 我们只是有点偏执
keeps
【在 r***e 的大作中提到】
: ft上有人申请biz卡，客服问的问题
: In particular, they asked
: Quote:
: we noticed on your past cards an expense of the same amoubt , $503.95, keeps
: appearing from grocery store X. Why is that?
: Q. I see here you've spent $42,000 at office max and staples. What did you
: buy? I see several days where you made purchases for the same amount at as
: many as 5 different Office Max's- Why? In fact, I see 2 separate 1 week
: periods where you spent over $10,000 at Office Max over several days at 7
: differrent locations. For what?
|
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a*******2
发帖数: 1373 | |
V**A
发帖数: 1596 | 22 周末申了INK Plus, 第一张BIZ Card.
今天给CHASE打了电话，套磁先，聊得很开心。
除了问下BIZ的性质，收入，唯一的插曲就是说“看你近两年申了几张卡，有这个必要
吗？”告诉他每张卡消费目的不同，他表示同意，问一万够了没？
最后还是他先说你是老客户了，感谢用CHASE。 |
s*********g
发帖数: 2350 | 23 我们想从银行身上赚钱， 银行想从我们身上赚钱。。最终的结果也许就是这些store所
有的gc 都是cash only。 staples 虽然又死又呆， 但应该不久也会全国范围cash
only的。 NYC 的staples 大部分店都是 cash only 了。 |
k********0
发帖数: 929 | |
n*******y
发帖数: 3337 | 25 是不是和ＱＥ结束有关？银行拿不到无息贷款了，只能压榨客户了。 |
p*******q
发帖数: 472 | 26 银行的最终目的是把credit良好的用户拖下debit/balance transfer then APR的泥滩
，遮掩他们有稳定的利息来源。
还有就是部分没有debit但是也不玩cb/ms的顾客来撑门面
【在 n*******y 的大作中提到】
: 是不是和ＱＥ结束有关？银行拿不到无息贷款了，只能压榨客户了。
|
g******t
发帖数: 11249 | 27 一小时能挣好几百的有钱人谁玩cb/ms啊
【在 p*******q 的大作中提到】
: 银行的最终目的是把credit良好的用户拖下debit/balance transfer then APR的泥滩
: ，遮掩他们有稳定的利息来源。
: 还有就是部分没有debit但是也不玩cb/ms的顾客来撑门面
|
w******i
发帖数: 1899 | 28 那个卡在grocery store 503.95呀？
哈哈 |
b*******1
发帖数: 185 | 29 I think Chase is doing right thing to monitor unusual spending. I got a call
one day about someone spent $1000 on my Capital One card. I was glad that
Capital One made a call to verify this unusual transaction. |
