怎么只有708了？myfico的是equifax，712。难道要去搞个分期付款提高分数？迟付账
单的影响要多久？
Your FICO® Credit Score is affected by these key factors:
1. NUMBER OF ACCOUNTS WITH DELINQUENCY:
Your credit report shows one or more accounts with missed payments.
2. LACK OF RECENT INSTALLMENT LOAN INFORMATION:
Your report shows no open or recently reported non-mortgage installment
loans. People responsibly using different types of credit are generally less
risky to lenders.
