b***k
发帖数: 622 | 1 收到了promotional 0% APR on balance transfer or large purchase, no
transaction fee的offer，到08/2017。
读了detail，还有些不解，请教下正确姿势
按照我的理解，用这个offer之前，先把之前的balance pay off，然后用这个卡，比如
说还贷款4K刀，之后不要再用这张卡做其他任何purchase，然后就carry这个4K的
balance，在offer到期之前每个月只还minimum $25就不会被收利息，对吧？ | s*********t
发帖数: 16647 | 2 Yes, ur understanding is correct.
And I bet your annual date is coming, which means u will be charged annual
fee in a future statement soon . If it's the case, remember to pay min.
amount plus the annual fee on that statement , then u should be good.
And pay total balance off when the statement of 07/2017 comes out , to be
safe
【在 b***k 的大作中提到】
: 收到了promotional 0% APR on balance transfer or large purchase, no
: transaction fee的offer，到08/2017。
: 读了detail，还有些不解，请教下正确姿势
: 按照我的理解，用这个offer之前，先把之前的balance pay off，然后用这个卡，比如
: 说还贷款4K刀，之后不要再用这张卡做其他任何purchase，然后就carry这个4K的
: balance，在offer到期之前每个月只还minimum $25就不会被收利息，对吧？
| b***k
发帖数: 622 | 3
非常感谢
【在 s*********t 的大作中提到】
: Yes, ur understanding is correct.
: And I bet your annual date is coming, which means u will be charged annual
: fee in a future statement soon . If it's the case, remember to pay min.
: amount plus the annual fee on that statement , then u should be good.
: And pay total balance off when the statement of 07/2017 comes out , to be
: safe
| t**********r
发帖数: 882 | 4 you can actually use the card to purchase since you payment will be applied
to the highest interest balance first, in this case the purchase. However,
you will not get the normal grace period for purchase, i.e. you need to pay
off the purchase balance immediately after you make them.
【在 b***k 的大作中提到】
: 收到了promotional 0% APR on balance transfer or large purchase, no
: transaction fee的offer，到08/2017。
: 读了detail，还有些不解，请教下正确姿势
: 按照我的理解，用这个offer之前，先把之前的balance pay off，然后用这个卡，比如
: 说还贷款4K刀，之后不要再用这张卡做其他任何purchase，然后就carry这个4K的
: balance，在offer到期之前每个月只还minimum $25就不会被收利息，对吧？
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