s*********i 发帖数: 916 | 1 请有了解真相的牛人们详解一下?
多谢多谢~
不是我要申请破产啊 哈哈 |
j*a 发帖数: 14423 | 2 kiss your credit good bye, no more credit card, loan etc, jeopardize career
etc.
spouse not sure. probably similar.
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请有了解真相的牛人们详解一下? : 多谢多谢~ : 不是我要申请破产啊 哈哈
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s*********i 发帖数: 916 | 3 谢谢大牛答疑 那有工作的失业 还是没有工作的再也找不到工作啦?
career
【在 j*a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : kiss your credit good bye, no more credit card, loan etc, jeopardize career : etc. : spouse not sure. probably similar.
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l*******s 发帖数: 26303 | 4 此贴又得上首页
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请有了解真相的牛人们详解一下? : 多谢多谢~ : 不是我要申请破产啊 哈哈
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s*********i 发帖数: 916 | 5 都米有人搭理额。。。
【在 l*******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 此贴又得上首页
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n*********e 发帖数: 25274 | |
g*****s 发帖数: 1288 | 7 破产后能不能留两张信用卡继续用? 没信用卡实在不方便
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请有了解真相的牛人们详解一下? : 多谢多谢~ : 不是我要申请破产啊 哈哈
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o*********s 发帖数: 275 | 8 I am taking bankruptcy law this semester. Here is an overly brief answer to
your overly broad question:
Personal bankruptcy, depending on Chapter 7 or 13, will totally or partly
relieve you of your debts. Most likely your credit history will be
destroyed. You will have to say farewell to credit cards for some time and
build your credit gradually. Some employers take issue with a bad credit
history, but not all do. Your spouse or children's credit will not be
affected. However, your spouse's income and expenses will be taken into
consideration in determining your eligibility to file bankruptcy. |
l*******s 发帖数: 26303 | 9 你再不吝奔一下,立刻回帖如潮
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 都米有人搭理额。。。
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s*********i 发帖数: 916 | 10 谢谢耐心解答 嘿嘿
那要是在个人宣布破产之前 夫妻就离婚了 那配偶就不用承担债务啊 被查啊 一类的呗?
to
【在 o*********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I am taking bankruptcy law this semester. Here is an overly brief answer to : your overly broad question: : Personal bankruptcy, depending on Chapter 7 or 13, will totally or partly : relieve you of your debts. Most likely your credit history will be : destroyed. You will have to say farewell to credit cards for some time and : build your credit gradually. Some employers take issue with a bad credit : history, but not all do. Your spouse or children's credit will not be : affected. However, your spouse's income and expenses will be taken into : consideration in determining your eligibility to file bankruptcy.
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s*********i 发帖数: 916 | 11 奔一下露露脸得啦 总出来吓唬人就不对啦
【在 l*******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你再不吝奔一下,立刻回帖如潮
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R**i 发帖数: 7994 | 12 排队等奔~~~~
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 奔一下露露脸得啦 总出来吓唬人就不对啦
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b****n 发帖数: 4166 | 13 不能
【在 g*****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 破产后能不能留两张信用卡继续用? 没信用卡实在不方便
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l*******s 发帖数: 26303 | 14 你怎么回答这么肯定?
【在 b****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不能
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b****n 发帖数: 4166 | 15 难道你不知道么
【在 l*******s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你怎么回答这么肯定?
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m****s 发帖数: 7397 | 16 this is funny
【在 g*****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 破产后能不能留两张信用卡继续用? 没信用卡实在不方便
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l*******s 发帖数: 26303 | 17 你怎么这么肯定的问我不知道?
【在 b****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 难道你不知道么
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o*********s 发帖数: 275 | 18 That depends on the detail of the facts. There are reaching-back provisions
in the Bankruptcy code. The law also has mechanism to deal with fraudulent
conveyance. Generally it is not easy to get away.
呗?
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 谢谢耐心解答 嘿嘿 : 那要是在个人宣布破产之前 夫妻就离婚了 那配偶就不用承担债务啊 被查啊 一类的呗? : : to
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o*********s 发帖数: 275 | 19 Unlikely. Since the debtor is filing for bankruptcy, it is likely that he
owes money to the credit card company. The goal of the bankruptcy is to
discharge the debt (Lai Zhang). So do you think the pissed-off credit card
company will let you use their service again soon? Even if you don't owe
money to a particular card, the devastation of your credit will probably
prompt the company to cancel you card.
【在 g*****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 破产后能不能留两张信用卡继续用? 没信用卡实在不方便
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z******t 发帖数: 1726 | |
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n******r 发帖数: 13312 | 21
..................可以回国,何苦在这等着破产?
【在 z******t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 非公民可以宣布破产不?
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a******t 发帖数: 416 | 22 夫妻本是同林鸟
大难临头各自飞....
都破产了...
还计较个啥奥...
【在 s*********i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请有了解真相的牛人们详解一下? : 多谢多谢~ : 不是我要申请破产啊 哈哈
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o*********s 发帖数: 275 | 23 I don't think there is a citizenship requirement for bankruptcy.
【在 z******t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 非公民可以宣布破产不?
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a******t 发帖数: 416 | 24 你还不如问
女生也要宣布破产么?
唉,关键也是WSN不争气...
参见auto版...
● ppmm跪问,处女买什么牌子的汽车比较好(78b)
● 乳房对称女,想买奔驰车,过分吗?(13b)
● 女生想买compact SUV求推荐(436b)
● 女同事上高速急刹车被追尾,对方全责(62b)
● 每個兩三天都人問: "女生"應買什麼車(106b)
● 应该对女司机实行年检制度(983b)
● 师妹稽首恳求大侠帮查VIN,cadillac(65b)
● 小妹新手第一次买车,求教这款cadillac(1.2k)
【在 z******t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 非公民可以宣布破产不?
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o*********s 发帖数: 275 | 25 Bankruptcy should not be taken lightly. That being said, bankruptcy is not
a total devastation. It provides individuals with a fresh start. Some states
(e.g. Texas) provide very high limit for exempt properties (e.g. House).
So, with good planning, you can convert your asset to exempt property, which
you can keep after bankruptcy, and use bankruptcy to get rid of a lot of
unsecured debt (e.g. credit card debt). Many millionaires file bankruptcy
while they keep living a good life. |
z******t 发帖数: 1726 | 26 我只是一问,居然引出这么多联想,有些人真是太……
【在 a******t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你还不如问 : 女生也要宣布破产么? : 唉,关键也是WSN不争气... : 参见auto版... : ● ppmm跪问,处女买什么牌子的汽车比较好(78b) : ● 乳房对称女,想买奔驰车,过分吗?(13b) : ● 女生想买compact SUV求推荐(436b) : ● 女同事上高速急刹车被追尾,对方全责(62b) : ● 每個兩三天都人問: "女生"應買什麼車(106b) : ● 应该对女司机实行年检制度(983b)
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