t*m 发帖数: 4414 | 1 new purchase, conforming loan,
westchester county, downpay>20%, single family house
谁能推荐做 no-cost 贷款的中介?
谢! |
m******d 发帖数: 3243 | 2 If they don't get paid by you they get paid by banks
How can you be sure they give you the best rate? |
t*m 发帖数: 4414 | 3 I can live with a higher rate (e.g. 0.25% higher), but don't want to pay the
closing cost.
do you know good brokers? Thanks!
【在 m******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : If they don't get paid by you they get paid by banks : How can you be sure they give you the best rate?
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m******d 发帖数: 3243 | 4 Which part of closing cost you don't want to pay |
B****y 发帖数: 791 | |
t*m 发帖数: 4414 | 6 升利率也不能 no cost吗?
【在 B****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : new purchase no cost很难。
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b********r 发帖数: 7725 | 7 can i ask why you prefer higher rate??
【在 t*m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 升利率也不能 no cost吗?
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t*m 发帖数: 4414 | 8 because I can either pay it off in a few months or refi (no cost refi)
【在 b********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : can i ask why you prefer higher rate??
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i**********o 发帖数: 5993 | 9 现在省钱。以后的事情以后再说。
【在 b********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : can i ask why you prefer higher rate??
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m******d 发帖数: 3243 | 10 So called no cost refi is rolling your closing cost into loan
And I think you can't refi within a year |
t*m 发帖数: 4414 | 11 yes. I understand. no cost loan carries higher rate, and we cannot refi (or
pay off) for a few months.
【在 m******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : So called no cost refi is rolling your closing cost into loan : And I think you can't refi within a year
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g**********y 发帖数: 1217 | |
t*m 发帖数: 4414 | 13 有啥后患? 多付利息?
【在 g**********y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这点小钱就别省了,后患无穷啊。
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