e****t
发帖数: 149 | 1 看到大家讨论单收入家庭的投资理财的问题,提到要给挣钱那个人买够足量的人寿险
和伤残险（long-term disability insurance),觉得很有道理.想想自己在美国除了老
公外就举目无亲,我刚辞职做全职妈妈,孩子又小.应该买保险.
请问:
关于人寿险和伤残险（long-term disability insurance), 一般买多少才算够?我知道
每个人的情况不一样,请大家能给个参考意见. | p********5
发帖数: 7433 | 2 伤残险 is offered by his company. I bought 500,000 20 years for him since
only he works.
He can get around 200,000 from his company's life insurance.
I think 1M is also a good choice. But our house is small, we do not have
lots of debt.
| e****t
发帖数: 149 | 3 谢谢回复.我们的房子也小,也没有debt,不需要1M那么多.估计买1M,每月费用多很多.不
合算了,请问,你们每月付多少for your life insurance?
【在 p********5 的大作中提到】
: 伤残险 is offered by his company. I bought 500,000 20 years for him since
: only he works.
: He can get around 200,000 from his company's life insurance.
: I think 1M is also a good choice. But our house is small, we do not have
: lots of debt.
:
| p********5
发帖数: 7433 | 4 $375 for the whole year, 20 years. Husband is not in the first healthy class
, for he is fat. They originally told me $ 275 for one year for 20 years 500
,000. 1M will double.(Not too bad)
Company, around $40 per month. around $400,000, half for his parents, half
for me. | s***f
发帖数: 246 | 5 有没有人可以推荐一些人寿保险经理人？这个不一定要local吧。 | d*****h
发帖数: 936 | 6 你的这个deal不错，是什么人寿保险公司方便说么？
谢谢！
class
500
【在 p********5 的大作中提到】
: $375 for the whole year, 20 years. Husband is not in the first healthy class
: , for he is fat. They originally told me $ 275 for one year for 20 years 500
: ,000. 1M will double.(Not too bad)
: Company, around $40 per month. around $400,000, half for his parents, half
: for me.
| p********5
发帖数: 7433 | 7 http://www.ing-usa.com/us/individuals/productsservices/lifeinsurance/home/index.htm
I bought 350,000 for myself from Prudential, pay around $19 for 20 year.
I think ING life is better. Will switch to ING later | d*****h
发帖数: 936 | 8 Thank you so much!
【在 p********5 的大作中提到】
: http://www.ing-usa.com/us/individuals/productsservices/lifeinsurance/home/index.htm
: I bought 350,000 for myself from Prudential, pay around $19 for 20 year.
: I think ING life is better. Will switch to ING later
| b**********o
发帖数: 547 | |
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