s******3
发帖数: 344 | 1 刚入职新公司选保险，要生娃，现在积极备孕，求问今年剩下2个月和明年的保险
公司的保险有4种
cigna ppo：deductible网内1000/ 网外2000；out of pocket网内4000/网外8000；
maternity网内外都是90% after deductible
cigna epo：只有网内；deductible 1000；out of pocket 4000；maternity 100%
after deductible
cigna hsa：公司补1000；deductible网内3000/网外6000；out of pocket网内4000/网
外8000；maternity网内90% after deductible/网外70% after deductible
kaiser hmo：只有网内；deductible 0；out of pocket 3000；
听说生产住院的时候反正是要把out of pocket用完的，cigna的网跟kaiser的网内医生
哪个好一些？看到网上说kaiser的有的说只要300刀就生娃完了，这么便宜么？
今年还有2个月不知道选什么，现在还在备孕，还没有怀上，希望马上就怀上，
另外，人在湾区，东湾union city，求推荐ob和医院。谢谢 | s******3
发帖数: 344 | 2 补充一下bi-week premium
cigna ppo：105
cigna epo：115
cigna hsa：80
kaiser hmo：95 | F********r
发帖数: 878 | 3 Don't know about your policy with Kaiser. We have two kids, both at Kaiser.
Each one, we paid a total of $120, everything included, labs, visits, and
even the food for the two or three days at the hospital after delivery. | s******3
发帖数: 344 | 4 xiexie
Kaiser.
and
【在 F********r 的大作中提到】
: Don't know about your policy with Kaiser. We have two kids, both at Kaiser.
: Each one, we paid a total of $120, everything included, labs, visits, and
: even the food for the two or three days at the hospital after delivery.
| h*******l
发帖数: 923 | 5 看起来也是最后一个最划算 问问你附近医院是不是接受这个保险 | i***W
发帖数: 1259 | 6 the last one
need to make sure network | t********3
发帖数: 567 | 7 depends on your plan, but we are with Kaiser, and we didn't spend anything
out of pocket during the whole process, I had c-section. We pay 200+ each
month though, for me and my husband. |
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