d**w
发帖数: 14889 | 1 以后可以往下年carry over $500了。 可能从今年就开始实施了。
'Use-or-lose' rule changing for flexible spending accounts
By Melanie Hicken @CNNMoney October 31, 2013: 4:45 PM ET
Employers will now be able to allow FSA participants to carry over up to $
500 in unused funds into the next year.
There's good news for workers worried about forfeiting the money they put
into their flexible spending accounts at the end of the year.
On Thursday, the U.S. Treasury Department announced it would be relaxing a
rule that requires account holders to "use-or-lose" the funds in their
accounts by the end of the year. Employers will now be able to allow
participants to carry over up to $500 in unused funds into the next year.
Currently, most forfeited amounts are less than $500, according to the
Treasury.
Sponsored by employers, health flexible spending accounts (or FSAs) are a
handy way for workers to use pre-tax dollars to pay for certain medical
expenses, such as doctor's fees and prescription drug costs.
The change comes in response to individual and employer complaints that it's
hard to predict future medical needs and that the "use or lose" rule
encourages unnecessary spending on medical services and items at the end of
the year.
An estimated 14 million families already participate in health FSAs. The
changes may encourage other workers to use the accounts, which financial
planners say are a good way to manage out-of-pocket medical costs.
"We are always looking for ways to provide added flexibility and commonsense
solutions to how people pay for their healthcare," Treasury Secretary Jacob
Lew said in a statement.
But first, employers need to offer this option to workers. The Treasury
Department said the changes can be implemented as early as the 2013 plan
year.
Employers that already offer a "grace period" of up to two and a half months
can choose to instead allow the rollover, but cannot offer employees both a
carryover and grace period, the department said. | a****a
发帖数: 5374 | | z****r
发帖数: 1037 | 3 就该这样啊，要不咱这种12月底生娃，明年才能拿帐单的根本没法计划 | s*****e
发帖数: 3954 | | d**w
发帖数: 14889 | 5 这恐怕要看你们公司！
【在 s*****e 的大作中提到】
: 是真的吗？什么时候开始啊？
| o****m
发帖数: 633 | 6 期待中
【在 d**w 的大作中提到】
: 以后可以往下年carry over $500了。 可能从今年就开始实施了。
: 'Use-or-lose' rule changing for flexible spending accounts
: By Melanie Hicken @CNNMoney October 31, 2013: 4:45 PM ET
: Employers will now be able to allow FSA participants to carry over up to $
: 500 in unused funds into the next year.
: There's good news for workers worried about forfeiting the money they put
: into their flexible spending accounts at the end of the year.
: On Thursday, the U.S. Treasury Department announced it would be relaxing a
: rule that requires account holders to "use-or-lose" the funds in their
: accounts by the end of the year. Employers will now be able to allow
| w***y
发帖数: 6251 | 7 这个得公司参加，准备发信给benefit问一下他们什么计划hehe | a*****a
发帖数: 19262 | 8 我账户还有700刀
希望今年就执行啊，可能性大不？ | c******s
发帖数: 1271 | 9 好象是grace period和carry over二选一啊？ |
|
