b*******0
发帖数: 546 | 1 之前citi double cash是0 APR,所以balance一般也不还清，因为据说还是有些balance
好的。
相安无事过了一年多，前几天突然发现被扣了$60多利息，而且我看statement里还是在
0 APR期间。balacne 大概$2000左右吧，我写信给客服，回复我说没错。。。以下是回
信，而且说利息是从刷卡的那天起开始算的，这样对吗？本人没啥经验，估计就买个教
训，以后一律full payment了
Dear xxx,
Paying your balance in full by the payment due date saves you money
because it allows you to take advantage of your 20 to 25 day grace
period on purchases. If you wish to take advantage of this grace period,
simply make sure that we receive your full payment by the payment due
date.
If we do not receive your full payment by the payment due date every
month, the interest charges for purchases will begin to accrue from the
date the transaction is added to your balance. Interest charges will
continue to accrue until payment in full is credited to your account.
This means that when you make your final payment on these balances, you
will pay interest for the time between the date your last statement is
issued and the date your payment is credited to your account.
Once you?ve paid your account in full by the payment due date for 2
consecutive months, you may again be able to take advantage of the 20 to
25 day grace period.
We have reviewed your account and have determined that the interest
charge is valid.
If there is any way we can be of further assistance, please feel free to
contact us. | m******n
发帖数: 15691 | 2 有利息的statement 上面的 interest 是 0% 还是 别的？
0%的interest citi是怎么算出来的？
balance
【在 b*******0 的大作中提到】
: 之前citi double cash是0 APR,所以balance一般也不还清，因为据说还是有些balance
: 好的。
: 相安无事过了一年多，前几天突然发现被扣了$60多利息，而且我看statement里还是在
: 0 APR期间。balacne 大概$2000左右吧，我写信给客服，回复我说没错。。。以下是回
: 信，而且说利息是从刷卡的那天起开始算的，这样对吗？本人没啥经验，估计就买个教
: 训，以后一律full payment了
: Dear xxx,
: Paying your balance in full by the payment due date saves you money
: because it allows you to take advantage of your 20 to 25 day grace
: period on purchases. If you wish to take advantage of this grace period,
| o*o
发帖数: 5155 | 3 没错。对于0 APR的offer掩盖提前一个月还完，不要等到最后一个statement。
balance
【在 b*******0 的大作中提到】
: 之前citi double cash是0 APR,所以balance一般也不还清，因为据说还是有些balance
: 好的。
: 相安无事过了一年多，前几天突然发现被扣了$60多利息，而且我看statement里还是在
: 0 APR期间。balacne 大概$2000左右吧，我写信给客服，回复我说没错。。。以下是回
: 信，而且说利息是从刷卡的那天起开始算的，这样对吗？本人没啥经验，估计就买个教
: 训，以后一律full payment了
: Dear xxx,
: Paying your balance in full by the payment due date saves you money
: because it allows you to take advantage of your 20 to 25 day grace
: period on purchases. If you wish to take advantage of this grace period,
| y****u
发帖数: 831 | | a****r
发帖数: 4965 | 5 0% APR Promotion 期间，每月要至少付 Minimum Payment，Promotion到期前，要还清
所有的Balance，不然要从刷卡的那天起开始算利息。
看你说一年多了，0% APR Promotion应该结束了吧？！
balance
【在 b*******0 的大作中提到】
: 之前citi double cash是0 APR,所以balance一般也不还清，因为据说还是有些balance
: 好的。
: 相安无事过了一年多，前几天突然发现被扣了$60多利息，而且我看statement里还是在
: 0 APR期间。balacne 大概$2000左右吧，我写信给客服，回复我说没错。。。以下是回
: 信，而且说利息是从刷卡的那天起开始算的，这样对吗？本人没啥经验，估计就买个教
: 训，以后一律full payment了
: Dear xxx,
: Paying your balance in full by the payment due date saves you money
: because it allows you to take advantage of your 20 to 25 day grace
: period on purchases. If you wish to take advantage of this grace period,
|
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