O***n 发帖数: 13127 | 1 这个礼拜refinancing了。被pull credit report了。是不是趁热打铁申请个信用卡?
申请什么比较hot? |
p****n 发帖数: 2247 | 2 AA Executive 100,000 miles.
【在 O***n 的大作中提到】 : 这个礼拜refinancing了。被pull credit report了。是不是趁热打铁申请个信用卡? : 申请什么比较hot?
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O***n 发帖数: 13127 | 3 谢谢老木
Pull credit 以后现在申请不会被据吧?
【在 p****n 的大作中提到】 : AA Executive 100,000 miles.
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p****n 发帖数: 2247 | 4 http://www.mitbbs.com/article1/Money/32259601_3_0.html
发信人: yudeli (余德利), 信区: Money
标 题: Re: 请问连续申卡,并且成功过后对分数的影响
发信站: BBS 未名空间站 (Mon Mar 31 20:21:56 2014, 美东)
it depends on many factors such as your total credit line, age of credit
history, average age of each card, etc.
for most people, acquiring new credit would ding their credit scores from a
little to a lot, however, in some cases, you may see your score rising due
to a higher credit line or a more diverse types of accounts
【在 O***n 的大作中提到】 : 谢谢老木 : Pull credit 以后现在申请不会被据吧?
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p****n 发帖数: 2247 | 5 http://milevalue.com/top-ten-credit-card-offers-for-travel-apri
【在 O***n 的大作中提到】 : 这个礼拜refinancing了。被pull credit report了。是不是趁热打铁申请个信用卡? : 申请什么比较hot?
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O***n 发帖数: 13127 | |
O***n 发帖数: 13127 | |
y****i 发帖数: 17878 | 8 this card is pretty easy to get, the hard part is to spend $10,000 in 3
months, which should not be a problem to you? //hehe
got 2 x 2 of this card since the end of Jan.
440,000 AA miles for $1,000 - good deal
【在 O***n 的大作中提到】 : 多谢老木,通过了
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O***n 发帖数: 13127 | 9 hehe. 我打电话过去,一样也没问,就好了。为啥要pending啊
你老婆老被你代表了?
【在 y****i 的大作中提到】 : this card is pretty easy to get, the hard part is to spend $10,000 in 3 : months, which should not be a problem to you? //hehe : got 2 x 2 of this card since the end of Jan. : 440,000 AA miles for $1,000 - good deal
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p********r 发帖数: 1980 | 10 I got mail offer for 50K southwest points, and another offer for 70K
Marriott points + 1 free night. Is either one of them good? (It is not
listed in your top 10 cards for travel).
I am still trying to finish my AA $10K spending requirement, but just want
to know what card to apply afterwards.
【在 p****n 的大作中提到】 : http://milevalue.com/top-ten-credit-card-offers-for-travel-apri
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O***n 发帖数: 13127 | 11 买点大米在家屯着 ?
【在 p********r 的大作中提到】 : I got mail offer for 50K southwest points, and another offer for 70K : Marriott points + 1 free night. Is either one of them good? (It is not : listed in your top 10 cards for travel). : I am still trying to finish my AA $10K spending requirement, but just want : to know what card to apply afterwards.
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p********r 发帖数: 1980 | 12 To me, the easiest way to achieve the spending requirement is to store
Coscto GCs, buy purchasing them online. Costco is the biggest contributor of
our monthly spending, aside from mortgage.
【在 O***n 的大作中提到】 : 买点大米在家屯着 ?
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y****i 发帖数: 17878 | 13 both of these are standard offers that are available almost all the time, so
no hurry if you don't really need them right away
if you do decide to go after Chase Southwest, consider the Companion Pass
http://millionmilesecrets.com/2014/02/20/a-step-by-step-guide-t
【在 p********r 的大作中提到】 : I got mail offer for 50K southwest points, and another offer for 70K : Marriott points + 1 free night. Is either one of them good? (It is not : listed in your top 10 cards for travel). : I am still trying to finish my AA $10K spending requirement, but just want : to know what card to apply afterwards.
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I**********l 发帖数: 1350 | |
y****i 发帖数: 17878 | |
O***n 发帖数: 13127 | 16 太深奥了。
没看懂于老师说的啥
【在 y****i 的大作中提到】 : it pulls TU : a good option if you run out of the usual suspects : hehe
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p****n 发帖数: 2247 | 17 最近3个月要花5万。呵呵。
【在 y****i 的大作中提到】 : this card is pretty easy to get, the hard part is to spend $10,000 in 3 : months, which should not be a problem to you? //hehe : got 2 x 2 of this card since the end of Jan. : 440,000 AA miles for $1,000 - good deal
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p****n 发帖数: 2247 | 18 那个list不是俺的list,是那个斯考特的。
哪个卡合适看需求吧。俺个人喜欢starwood和Club Carlson。另外这些卡都是
旅游用的。要是cash back,俺觉得Fido 2% + BoA Privilage不错。
【在 p********r 的大作中提到】 : I got mail offer for 50K southwest points, and another offer for 70K : Marriott points + 1 free night. Is either one of them good? (It is not : listed in your top 10 cards for travel). : I am still trying to finish my AA $10K spending requirement, but just want : to know what card to apply afterwards.
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p****n 发帖数: 2247 | 19 意思就是没啥更好的话,这张不错。2.2%。
【在 O***n 的大作中提到】 : 太深奥了。 : 没看懂于老师说的啥
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O***n 发帖数: 13127 | |
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y****i 发帖数: 17878 | 21 BSO
don't tell me you got five of this card ...
hehe
【在 p****n 的大作中提到】 : 最近3个月要花5万。呵呵。
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y****i 发帖数: 17878 | 22 most good cards are issued by the usual suspects such as Chase, BofA, Citi,
and AMEX. They all pull credit report from credit bureau Experian for CA
residents.
The Arrival card is issued by Barclays who only pulls TU, TransUnion.
if you're in a holding pattern between getting cards from the big boys, it
would be a good option to get a card from this smaller player as well
Arrival is actually a very nice fixed-value card to cover travel-related
expenses
another decent choice from Barclays is the US Airways visa card
【在 O***n 的大作中提到】 : 太深奥了。 : 没看懂于老师说的啥
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p****n 发帖数: 2247 | 23 14张卡。。。
俺这是东北大米,一年一熟。哪比得上你们南方大米,一年三、四熟啊。
【在 y****i 的大作中提到】 : BSO : don't tell me you got five of this card ... : hehe
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O***n 发帖数: 13127 | 24 老天,疯狂
【在 p****n 的大作中提到】 : 14张卡。。。 : 俺这是东北大米,一年一熟。哪比得上你们南方大米,一年三、四熟啊。
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p****n 发帖数: 2247 | 25 俺一年三个月没申过卡了。昨天收到 BoA的来信,说他查了俺的分数,837 of 300-850。
这不浪费了嘛。
【在 O***n 的大作中提到】 : 老天,疯狂
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y****i 发帖数: 17878 | 26 憋坏了吧?
呵呵
看来是气宗的高手。你我风格完全不同啊。
【在 p****n 的大作中提到】 : 14张卡。。。 : 俺这是东北大米,一年一熟。哪比得上你们南方大米,一年三、四熟啊。
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y****j 发帖数: 2971 | 27 AA executive need to spend $10k in 3 monthes... too hard for me
marriott only need $1000 in 3month for 70K point plus 1 nights free.
i exchanged hotel in shanghai for 15k per night, which worth around $200 if
i pay for it.
【在 p****n 的大作中提到】 : AA Executive 100,000 miles.
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O***n 发帖数: 13127 | 28 我要不要再乘热打铁再申请一张?有啥推荐
ink?
,
【在 y****i 的大作中提到】 : most good cards are issued by the usual suspects such as Chase, BofA, Citi, : and AMEX. They all pull credit report from credit bureau Experian for CA : residents. : The Arrival card is issued by Barclays who only pulls TU, TransUnion. : if you're in a holding pattern between getting cards from the big boys, it : would be a good option to get a card from this smaller player as well : Arrival is actually a very nice fixed-value card to cover travel-related : expenses : another decent choice from Barclays is the US Airways visa card
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y****i 发帖数: 17878 | 29 what do you need a new card for?
cash, mile, hotel, bso, or just have nothing else to do?
hehe
【在 O***n 的大作中提到】 : 我要不要再乘热打铁再申请一张?有啥推荐 : ink? : : ,
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O***n 发帖数: 13127 | 30 好处, cash or mile
【在 y****i 的大作中提到】 : what do you need a new card for? : cash, mile, hotel, bso, or just have nothing else to do? : hehe
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y****i 发帖数: 17878 | 31 too bad the vanilla reload is officially dead today
otherwise, one or two trips to CVS and you're done
hehe
if
【在 y****j 的大作中提到】 : AA executive need to spend $10k in 3 monthes... too hard for me : marriott only need $1000 in 3month for 70K point plus 1 nights free. : i exchanged hotel in shanghai for 15k per night, which worth around $200 if : i pay for it.
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y****i 发帖数: 17878 | 32 you just got Citi AA Executive, so you have to wait one or two weeks for
another Citi card. Citi Hilton Reserve (2 free nights opening bonus) has an
improved offer now with an additional $100 credit for staying at Hilton
hotels.
hold on to your applications for Chase Ink and AMEX SPG. they may have
better offers this summer - 10,000 and 5,000 points more, respectively.
Chase Sapphire Preferred would be a good choice - 40,000 pts and 2,500 pts
for adding an authorized user
Chase United has a targeted 50,000 miles + 5,000 miles + $50 credit offer.
log in to your UA account to see if you qualify
either the Arrival or the US Airways visa from Barclaycard is fine, too.
nothing exciting going on at BofA and Discover
【在 O***n 的大作中提到】 : 好处, cash or mile
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O***n 发帖数: 13127 | 33 now discover sucks. still remembered the Shell Deal, lol
Bought $240 shell, get $240 free,
i do not have discover now.
an
【在 y****i 的大作中提到】 : you just got Citi AA Executive, so you have to wait one or two weeks for : another Citi card. Citi Hilton Reserve (2 free nights opening bonus) has an : improved offer now with an additional $100 credit for staying at Hilton : hotels. : hold on to your applications for Chase Ink and AMEX SPG. they may have : better offers this summer - 10,000 and 5,000 points more, respectively. : Chase Sapphire Preferred would be a good choice - 40,000 pts and 2,500 pts : for adding an authorized user : Chase United has a targeted 50,000 miles + 5,000 miles + $50 credit offer. : log in to your UA account to see if you qualify
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O***n 发帖数: 13127 | 34 got BOA letter too today. ONLY 782, 哎
【在 p****n 的大作中提到】 : 俺一年三个月没申过卡了。昨天收到 BoA的来信,说他查了俺的分数,837 of 300-850。 : 这不浪费了嘛。
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p*********r 发帖数: 1440 | 35 what if the deal comes back?
【在 O***n 的大作中提到】 : now discover sucks. still remembered the Shell Deal, lol : Bought $240 shell, get $240 free, : i do not have discover now. : : an
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y****i 发帖数: 17878 | 36 that's why I still have over $1,500 cash back bonus put aside just for this
hehe
in reality, though, it is probably a once-in-a-lifetime deal
【在 p*********r 的大作中提到】 : what if the deal comes back?
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O***n 发帖数: 13127 | 37 Discover终于明白老中那么精明,再也不敢推这种deal了,
this
【在 y****i 的大作中提到】 : that's why I still have over $1,500 cash back bonus put aside just for this : hehe : in reality, though, it is probably a once-in-a-lifetime deal
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y****i 发帖数: 17878 | 38 the majority is still lao mei
老中不中//hehe
【在 O***n 的大作中提到】 : Discover终于明白老中那么精明,再也不敢推这种deal了, : : this
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O***n 发帖数: 13127 | 39 老美一般存的点少,推这丢儿本来是热闹热闹玩玩的,结果一堆土豪出现
【在 y****i 的大作中提到】 : the majority is still lao mei : 老中不中//hehe
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J*******s 发帖数: 2708 | 40 啥时候的deal? miss了,亏大了
【在 O***n 的大作中提到】 : now discover sucks. still remembered the Shell Deal, lol : Bought $240 shell, get $240 free, : i do not have discover now. : : an
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y****i 发帖数: 17878 | |