h******2
发帖数: 118 | 1 如果买的房子抗不住九级地震，到时候哗啦啦的全倒下啦，国家会不会出钱让重修啊？
或者银行的贷款可以不用还啦？ |
y***u
发帖数: 5243 | 2 California government goes backcruptcy...
【在 h******2 的大作中提到】
: 如果买的房子抗不住九级地震，到时候哗啦啦的全倒下啦，国家会不会出钱让重修啊？
: 或者银行的贷款可以不用还啦？
|
b*******r
发帖数: 6655 | 3 当然赔，地震本来就是万米政府搞的阴谋
【在 h******2 的大作中提到】
: 如果买的房子抗不住九级地震，到时候哗啦啦的全倒下啦，国家会不会出钱让重修啊？
: 或者银行的贷款可以不用还啦？
|
c********t
发帖数: 5706 | 4 国家才不可能赔。参考卡吹那，如果被压住了，能派人救就算阿弥陀佛了。
房子都没了，你还换啥贷款啊？
【在 h******2 的大作中提到】
: 如果买的房子抗不住九级地震，到时候哗啦啦的全倒下啦，国家会不会出钱让重修啊？
: 或者银行的贷款可以不用还啦？
|
c****a
发帖数: 546 | 5 You've got to purchase an earthquake insurance.
That's the only chance to get your money back. |
d********n
发帖数: 264 | 6 earthquake insurance is a joke.
the insurance company will easily clain bankruptcy and you get almost
nothing
【在 c****a 的大作中提到】
: You've got to purchase an earthquake insurance.
: That's the only chance to get your money back.
|
c********t
发帖数: 5706 | 7 没错，9级地震一过，insurance co都倒闭，找谁索赔去啊？
【在 d********n 的大作中提到】
: earthquake insurance is a joke.
: the insurance company will easily clain bankruptcy and you get almost
: nothing
|
h******2
发帖数: 118 | 8 算了，不买房了。我打算现在买块地，然后在上面建一个最好的帐篷，再弄一个移动厕
所。 |
m***n
发帖数: 690 | 9 加州地震保险大多数通过CEA。他们有$8 billion能赔，赔光了可以打白条。。。
How Would a Very Large Earthquake Affect CEA's Capacity to Pay Claims?
If an earthquake causes insured damage greater than the CEA’s claims-paying
capacity, policyholders who are victims of that quake may be paid a
prorated portion of their covered losses. Or, the CEA Governing Board may
approve installment payments. The CEA is not permitted to file bankruptcy.
【在 d********n 的大作中提到】
: earthquake insurance is a joke.
: the insurance company will easily clain bankruptcy and you get almost
: nothing
|
l******r
发帖数: 1642 | 10 $8 billion = 8000 million
That means it can cover at most 8000 houses........
How many houses does it insure in total?
Even if CEA never file bankruptcy, what u can do with the company if it has
0 balance sheet?
paying
.
【在 m***n 的大作中提到】
: 加州地震保险大多数通过CEA。他们有$8 billion能赔，赔光了可以打白条。。。
: How Would a Very Large Earthquake Affect CEA's Capacity to Pay Claims?
: If an earthquake causes insured damage greater than the CEA’s claims-paying
: capacity, policyholders who are victims of that quake may be paid a
: prorated portion of their covered losses. Or, the CEA Governing Board may
: approve installment payments. The CEA is not permitted to file bankruptcy.
|
j*****u
发帖数: 446 | 11 这么一解释，貌似连palo alot都cover不了了。
has
【在 l******r 的大作中提到】
: $8 billion = 8000 million
: That means it can cover at most 8000 houses........
: How many houses does it insure in total?
: Even if CEA never file bankruptcy, what u can do with the company if it has
: 0 balance sheet?
:
: paying
: .
|
m******e
发帖数: 50 | 12 I think it only needs to cover the construction cost, not the construction
+ land, while land is the expensive on in your house value.
has
【在 l******r 的大作中提到】
: $8 billion = 8000 million
: That means it can cover at most 8000 houses........
: How many houses does it insure in total?
: Even if CEA never file bankruptcy, what u can do with the company if it has
: 0 balance sheet?
:
: paying
: .
|
w******y
发帖数: 8040 | 13 加州房子本身哪有1百万的价钱？
撑死了half million
贵的实地
has
【在 l******r 的大作中提到】
: $8 billion = 8000 million
: That means it can cover at most 8000 houses........
: How many houses does it insure in total?
: Even if CEA never file bankruptcy, what u can do with the company if it has
: 0 balance sheet?
:
: paying
: .
|
