q**j
发帖数: 10612 | 1 The new strategy will be "less about selling products and more about
deepening relationships with clients," Moynihan said.
"Instead of charging penalty fees, we'll charge monthly fees," he added.
我真的不明白charging monthly fee为什么可以deepen relationship with clients。
高手指点一下吧。 |
N******n
发帖数: 1268 | 2 the strategy basically means "instead of selling to more people, we'll sell
more to existing customers". so, of coz, charging monthly fee backs up that
strategy...
【在 q**j 的大作中提到】
: The new strategy will be "less about selling products and more about
: deepening relationships with clients," Moynihan said.
: "Instead of charging penalty fees, we'll charge monthly fees," he added.
: 我真的不明白charging monthly fee为什么可以deepen relationship with clients。
: 高手指点一下吧。
|
a***e
发帖数: 27968 | 3 what he means is, if you stay with them even they charge you fees, then
there is a deep relationship between you guys. you don't stay with them
because they are cheap. :)
【在 q**j 的大作中提到】
: The new strategy will be "less about selling products and more about
: deepening relationships with clients," Moynihan said.
: "Instead of charging penalty fees, we'll charge monthly fees," he added.
: 我真的不明白charging monthly fee为什么可以deepen relationship with clients。
: 高手指点一下吧。
|
l****u
发帖数: 80 | 4 checking 收费是大趋势.
citi 在半年前就开始了,
现在boa跟进.
接着看wf 和chase了
【在 q**j 的大作中提到】
: The new strategy will be "less about selling products and more about
: deepening relationships with clients," Moynihan said.
: "Instead of charging penalty fees, we'll charge monthly fees," he added.
: 我真的不明白charging monthly fee为什么可以deepen relationship with clients。
: 高手指点一下吧。
|
C***r
发帖数: 844 | 5 Every CEO is a spin doctor. There is nothing particular in this spin.
It does have the right to charge, and you have the right to vote with your
money in this case.
【在 q**j 的大作中提到】
: The new strategy will be "less about selling products and more about
: deepening relationships with clients," Moynihan said.
: "Instead of charging penalty fees, we'll charge monthly fees," he added.
: 我真的不明白charging monthly fee为什么可以deepen relationship with clients。
: 高手指点一下吧。
|
i******s
发帖数: 8734 | 6 如果满足了某些要求, 可以不收费
【在 l****u 的大作中提到】
: checking 收费是大趋势.
: citi 在半年前就开始了,
: 现在boa跟进.
: 接着看wf 和chase了
|
d*******d
发帖数: 2050 | 7 chase 已经开始了
【在 l****u 的大作中提到】
: checking 收费是大趋势.
: citi 在半年前就开始了,
: 现在boa跟进.
: 接着看wf 和chase了
|
q**j
发帖数: 10612 | 8 有道理。就是说BOA要把很多只有一点点balance的穷人的account关了，但是降低了和
他们业务来往很多的富人的fee。这样虽然总account数少了，但是平均每个account的
业务多了。劫中产济富豪？
可是这厮同时还说"Our goal is not to move people out of the banking system;
our goal is a fair exchange," Moynihan said.
如何BOA强迫balance少的人接受electronic statement，它还有什么成本？看上去就是
赤裸裸的强迫人交钱不是。大概和citi, jpm, wells fargo都商量好了吧。单干好像很
危险。 |
q**j
发帖数: 10612 | 9 我对要钱没有意见。但是把理由说的如此淫荡好像也很少见。再说什么relationship都没有被deepen，只是把穷人赶走了而已。
【在 C***r 的大作中提到】
: Every CEO is a spin doctor. There is nothing particular in this spin.
: It does have the right to charge, and you have the right to vote with your
: money in this case.
|
N******n
发帖数: 1268 | 10 u think the only cost of managing a bank acct is to print statement?
【在 q**j 的大作中提到】
: 有道理。就是说BOA要把很多只有一点点balance的穷人的account关了，但是降低了和
: 他们业务来往很多的富人的fee。这样虽然总account数少了，但是平均每个account的
: 业务多了。劫中产济富豪？
: 可是这厮同时还说"Our goal is not to move people out of the banking system;
: our goal is a fair exchange," Moynihan said.
: 如何BOA强迫balance少的人接受electronic statement，它还有什么成本？看上去就是
: 赤裸裸的强迫人交钱不是。大概和citi, jpm, wells fargo都商量好了吧。单干好像很
: 危险。
|
|
|
P*O
发帖数: 4324 | 11 Wall Street's goal is to swindle as much money as possible from main street. |
q**j
发帖数: 10612 | 12 again, i have no problem for charging fees. the problem is why spin the
story out of common people's imagination.
street.
【在 P*O 的大作中提到】
: Wall Street's goal is to swindle as much money as possible from main street.
|
q**j
发帖数: 10612 | 13 those computer codes run the same when you have 20% more or less users. it
is mass production. if you do not want them to show up in front of the
counter, charge per visit fee. for ATMs and other services, BOA takes people
's money and pay zero interest after all.
【在 N******n 的大作中提到】
: u think the only cost of managing a bank acct is to print statement?
|
m*****e
发帖数: 4193 | 14 Free checking is the exception, not the rule. I've never had a free checking
account. But you can avoid the fee with enough balance or direct deposit. |
d********t
发帖数: 587 | 15 或者借足够多的钱也行
checking
【在 m*****e 的大作中提到】
: Free checking is the exception, not the rule. I've never had a free checking
: account. But you can avoid the fee with enough balance or direct deposit.
|
C***r
发帖数: 844 | 16 in the world of credit unions, it is the rule.
I've found no use for big banks. my chase account balance is ZERO, i wonder
what would happen if chase starts to charge monthly fee on it.
checking
【在 m*****e 的大作中提到】
: Free checking is the exception, not the rule. I've never had a free checking
: account. But you can avoid the fee with enough balance or direct deposit.
|
y****t
发帖数: 10233 | 17 it is a surprise, they have not closed your account automatically, yet.
wonder
【在 C***r 的大作中提到】
: in the world of credit unions, it is the rule.
: I've found no use for big banks. my chase account balance is ZERO, i wonder
: what would happen if chase starts to charge monthly fee on it.
:
: checking
|
g***j
发帖数: 40861 | 18 "Customers never had free checking accounts," Bank of America spokeswoman
Anne Pace said. "They always paid for it in other ways, sometimes with
penalty fees. Now they have the option to avoid those fees."
无耻啊 |
