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发帖数: 2053 | 1 http://finance.yahoo.com/news/Slay-new-checking-account-cnnm-11
Blake Ellis, staff reporter, On Friday January 7, 2011, 12:03 pm EST
It's like Night of the Living Dead: Every time the feds kill off a set of
fees, they come back to life -- just in slightly different forms.
Chase said that on Feb. 8 it will be enrolling new customers in a new Total
Checking account and charging them a $12 monthly maintenance fee.
Similarly, Bank of America announced that by the end of the year it would
restructure its checking accounts and implement new monthly fees, ranging
from $8.95 to $25. And unless you analyze its four new checking offerings
carefully to find the one that best fits your spending habits, you could end
up paying anywhere between $100 and $300 extra in fees per year.
"I think it's a fact that there's a new economic reality and regulations,"
said Susan Faulkner, Bank of America's deposits and card product executive.
An increasing number of banks are adding more -- and higher -- fees to
checking accounts in response to the CARD Act, which was rolled out last
year.
The rules banned a handful of fees, including certain overdraft and
excessive late charges. Others prevent over-the-top interest rate hikes.
Most recently, the Federal Reserve proposed a cap on debit interchange fees |
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