r********e 发帖数: 33 | 1 I got a big dent on the door of my car. I do not remember where I got
it and who did it. (probably in some parking lot).
I have comprehensive auto coverage. Shall I file a claim? will it be
denied since I do not have specific time and location of dent.
The estimate for fix from some shop is about $1,200. (I tried touch-
up paint but it stills a big dent)
Shall I file the claim or not?
many thanks! | r********e 发帖数: 33 | | f*****l 发帖数: 46 | 3 Is there an agent that can help you? He/she will have better answer for you.
Basically, if you file a claim, your insurance premium may rise for a total
of X for N years. You will still have to pay deductible Y to fix the car. If
1200 >> X + Y, then it is worth filing the claim. It won't be denied. |
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