w********g 发帖数: 45 | 1 loan agent 给寄来一份表格看到每月应付的除了mortgage 外还有hazard insurance (
100) 和real estate taxes (500). 请问这个都是啥费用呀。网上好像说如果买了home
insurance 这个hazard insurance 就不用买了,对吗? 还有这个real estate
taxes 好像也不是property tax? 那位大牛解释一下。。,这两天就要签了。。,可
是这两项费用不少呀 | w********g 发帖数: 45 | 2 en .., 好像是很愚蠢的提问。。, hazard insurance 就是homeowner insurance,
real estate tax 就是property tax。 不确定理解的对不对,,大牛们解释下。 还有
他们那些价格时怎么算的呀,有整没零的。
还有下面是agent 给出来的收费表,觉得很多都不需要付的。。,大牛们帮忙看看
appraise fee 500
credit reporting fee 50
processing fee 1000 (垃圾收费?)
escrow fee 400 (seller should pay for it 对吧)
title insurance fee 1200 (buyer title??)
notary fee 150 (垃圾收费?)
owner’s title insurance 3000 (seller should pay for it, 对吧)
recording fee 200 (垃圾收费)
transfer fee 3000 (seller should pay for it, 对吧)
daily interest charges 870
others from GRE block1 4972.50 (没找到出处)
others from GRE block4 350 (没搞定是啥, 没找到出处)
还有这些数目加起来和agent说的total number 对不上呀 |
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