c*****r 发帖数: 8227 | 1 我坦白,不要说1%,
就是离5% net worth ($1,863,800)的线,
依然遥远。。。
悲了个催! |
L*********h 发帖数: 2617 | 2 这个很靠普
比坑王发的那个准确多了
我觉得household 0.4-0.5mil可以算rich
0.75m-1m以上可以算wealthy
不过这些都是年收入,其实意义不大
还是得看assets |
z******a 发帖数: 5381 | 3 鉴于湾区比较特殊
不如根据assets定个贫困县比较合理
【在 L*********h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个很靠普 : 比坑王发的那个准确多了 : 我觉得household 0.4-0.5mil可以算rich : 0.75m-1m以上可以算wealthy : 不过这些都是年收入,其实意义不大 : 还是得看assets
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k******1 发帖数: 432 | 4 干吗比呢。 rule是assets越高, 去cemetry住的时间越近。 认识很多有钱过6million
的, 都是60岁以上的。 |
T******0 发帖数: 1071 | 5 这里很多人都能进左边的5%,但是右边连20%都难进。再次证明本版靠收入定贫困线是
多么无知的行为。 |
y****i 发帖数: 778 | 6 Top 5% on the left and top 10% on the right this year. 3 years ago, top 10%
on the left and top 20% on the right. Yes, asset or net worth is more
valuable than income to define rich or poor. But time is money, too. If you
can retire or work part time at 40 with 2 million asset to enjoy life with
your family, that's definitely better than a 60-old couple with 6 million.
【在 T******0 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这里很多人都能进左边的5%,但是右边连20%都难进。再次证明本版靠收入定贫困线是 : 多么无知的行为。
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L*********h 发帖数: 2617 | 7
%
you
这是怎么算的?
粗略算3年涨net worth 54w的话,每年净赚18w
18w得是去掉税和开销以后的,那你年入应该远不止top 5%阿
【在 y****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Top 5% on the left and top 10% on the right this year. 3 years ago, top 10% : on the left and top 20% on the right. Yes, asset or net worth is more : valuable than income to define rich or poor. But time is money, too. If you : can retire or work part time at 40 with 2 million asset to enjoy life with : your family, that's definitely better than a 60-old couple with 6 million.
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m*******i 发帖数: 8711 | 8 appreciation of asset, such as stock, r estate. 3 yr ago is 2009, it is mot
unusual for your asset to appreciate 30-50% during last three years
在 Leapoffaith (take a leap of faith) 的大作中提到: 】 |
m*******i 发帖数: 8711 | 9 primary residence should be excluded from asset worth |
n****i 发帖数: 1772 | 10 年入40万也不到1%,没什么奇怪的。
湾区硅工打拼3年当然有希望,如果你在老中硅工里面能到top 10%的话,夫妻一年30多
万到50万之间,3年屯50万没什么问题。
中国人勤劳节俭,善于理财,很值得自豪的一件事。
mot
【在 m*******i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : appreciation of asset, such as stock, r estate. 3 yr ago is 2009, it is mot : unusual for your asset to appreciate 30-50% during last three years : 在 Leapoffaith (take a leap of faith) 的大作中提到: 】
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n****i 发帖数: 1772 | 11 与我心有戚戚焉。
和我们的情况一模一样。上个月买完房子,看lp高兴的上蹦下跳,我觉得这个疲倦啊。
明年能在家歇半年就好了。
%
you
【在 y****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Top 5% on the left and top 10% on the right this year. 3 years ago, top 10% : on the left and top 20% on the right. Yes, asset or net worth is more : valuable than income to define rich or poor. But time is money, too. If you : can retire or work part time at 40 with 2 million asset to enjoy life with : your family, that's definitely better than a 60-old couple with 6 million.
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d*******d 发帖数: 2050 | 12 你怎么不说证明了按income定税率是多么无知的行为呢?
【在 T******0 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这里很多人都能进左边的5%,但是右边连20%都难进。再次证明本版靠收入定贫困线是 : 多么无知的行为。
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T******0 发帖数: 1071 | 13 因为财产已经交过收入税了,为什么每年还要按收入缴税呢?
【在 d*******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你怎么不说证明了按income定税率是多么无知的行为呢?
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y****i 发帖数: 778 | 14 Yes, not only stock, all municipal, corporate and junk bonds appreciate a
lot during 2010 and 2012 because of QE, basically you can get 4-5% after tax
interest plus 10-20% capital gain for 7-15 year mature individual bonds if
you sell them this year.
mot
【在 m*******i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : appreciation of asset, such as stock, r estate. 3 yr ago is 2009, it is mot : unusual for your asset to appreciate 30-50% during last three years : 在 Leapoffaith (take a leap of faith) 的大作中提到: 】
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n****i 发帖数: 1772 | 15 你似乎对bonds很有研究啊。
tax
if
【在 y****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Yes, not only stock, all municipal, corporate and junk bonds appreciate a : lot during 2010 and 2012 because of QE, basically you can get 4-5% after tax : interest plus 10-20% capital gain for 7-15 year mature individual bonds if : you sell them this year. : : mot
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n******n 发帖数: 602 | 16 1M 起码。
★ 发自iPhone App: ChineseWeb 7.7
【在 z******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 鉴于湾区比较特殊 : 不如根据assets定个贫困县比较合理
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y****i 发帖数: 778 | 17 I entered the individual municipal and corporate bond (ILFC, AIG, BOA for 7-
14% yield) market at 2009 and sold 150k bond for my new home down payment at
oct 2010. Bought some muni bonds and Jefferies again when "experts" say
they would go bankcrupt at 2011 and sold most of them this year. The capital
gain is 2-3 time of interest payment, but basically you need reasonable
yield to enter the market to play safe, and every time you refinance your
home loan, it is a good time to sell the bond.
【在 n****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你似乎对bonds很有研究啊。 : : tax : if
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g*s 发帖数: 2277 | 18 你老一个人三年前就接近top 5%了吧?你LP full-time做volunteer呀?
【在 n****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 与我心有戚戚焉。 : 和我们的情况一模一样。上个月买完房子,看lp高兴的上蹦下跳,我觉得这个疲倦啊。 : 明年能在家歇半年就好了。 : : % : you
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b******y 发帖数: 1684 | 19 左边进top 5%, $209k annual household income对湾区双职工不是很难,
对于双硅/软工应该很轻松。
几年下来,右边20%, $416k net worth应该也不难进吧。
你算net worth不能把primary residence home的本金除掉的。
【在 T******0 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这里很多人都能进左边的5%,但是右边连20%都难进。再次证明本版靠收入定贫困线是 : 多么无知的行为。
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b******y 发帖数: 1684 | 20 single?牛。
%
you
【在 y****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Top 5% on the left and top 10% on the right this year. 3 years ago, top 10% : on the left and top 20% on the right. Yes, asset or net worth is more : valuable than income to define rich or poor. But time is money, too. If you : can retire or work part time at 40 with 2 million asset to enjoy life with : your family, that's definitely better than a 60-old couple with 6 million.
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s**x 发帖数: 7506 | 21 大过年的, 你们就不能思考一下人从哪里来的,到哪里去的问题吗?
btw, 好像以前有个统计, 美国 25% 的人认为自己属于 top 10% :)
so be it. |
n****i 发帖数: 1772 | 22 Net worth? 自住房不算吧,现在都不到1.8m.
三年前算上自住房大概1.2。
【在 g*s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你老一个人三年前就接近top 5%了吧?你LP full-time做volunteer呀?
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g*s 发帖数: 2277 | 23 不是,我说的是INCOME。靠,又炸出一个2M的
【在 n****i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Net worth? 自住房不算吧,现在都不到1.8m. : 三年前算上自住房大概1.2。
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G****s 发帖数: 3523 | 24 nihuai还用炸?多年大富ID啊,你这个数据库怎么当的
【在 g*s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不是,我说的是INCOME。靠,又炸出一个2M的
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g*s 发帖数: 2277 | 25 知道他富,没知道这么富!
【在 G****s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : nihuai还用炸?多年大富ID啊,你这个数据库怎么当的
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h*******e 发帖数: 1377 | |
y****i 发帖数: 778 | 27 No, she's still a PhD student at that time. But her intern salary is more
than my full time job:(
【在 g*s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你老一个人三年前就接近top 5%了吧?你LP full-time做volunteer呀?
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