j****i 发帖数: 68152 | 1 【 以下文字转载自 Living 讨论区 】
发信人: youmenyc (ABC), 信区: Living
标 题: 纽约附近买房这个预算如何
发信站: BBS 未名空间站 (Fri Jun 28 14:26:41 2013, 美东)
税后$11k, 年底大概$50k bonus (pre-tax)
mortgage + tax + insurance + maintainance = $6000 (900k LP, 20% down)
grocer + dine out = $1100
car loan + insurance + gas = $800
Cell + Cable = $250
Life insurance = $250
Two kids school and daycare = $2000
Utilities = $400
Student loan = $120
就这些算下来已经$10.9k, 还没包括其它杂七杂八的东西。买房之后身边一分钱不胜,
每月估计得倒贴些钱。有点大的开销只能去借emergency loan
这样做是不是太冒险? |