m*****z
发帖数: 142 | 1 以便减少pull credit对score的影响？ | T****L
发帖数: 1203 | 2 不一定要在同一天，过个几天都是不要紧的。
【在 m*****z 的大作中提到】
: 以便减少pull credit对score的影响？
| t****r
发帖数: 1606 | 3 30天之内不影响。
http://www.myfico.com/credit-education/credit-checks/credit-report-inquiries/
Looking for a mortgage, auto or student loan may cause multiple lenders to
request your credit report, even though you are only looking for one loan.
To compensate for this, FICO Scores ignore mortgage, auto, and student loan
inquiries made in the 30 days prior to scoring. So, if you find a loan
within 30 days, the inquiries won't affect your scores while you're rate
shopping. In addition, FICO Scores look on your credit report for mortgage,
auto, and student loan inquiries older than 30 days. If your FICO Scores
find some, your scores will consider inquiries that fall in a typical
shopping period as just one inquiry. For FICO Scores calculated from older
versions of the scoring formula, this shopping period is any 14 day span.
For FICO Scores calculated from the newest versions of the scoring formula,
this shopping period is any 45 day span. Each lender chooses which version
of the FICO scoring formula it wants the credit reporting agency to use to
calculate your FICO Scores.
【在 m*****z 的大作中提到】
: 以便减少pull credit对score的影响？
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