p*******3
发帖数: 88 | 1 Here is the rate I got this morning for refinancing:
5 year ARM: 2.75%
7 year ARM: 3%
15 year fixed: 2.875%
30 year fixed: 3.5%
Closing cost: none
I plan to sell the house in 5 years so I'm leaning toward 5-year ARM or 7-
year ARM. Are these quoted rates competitive? I checked Zillow mortgage
market place -- some of the rates look low, but they seems to be unrealistic
. Anyone?
thanks. |
r**********g
发帖数: 22734 | 2 这么高啦，5/1 ARM不都是2.5以下？
unrealistic
【在 p*******3 的大作中提到】
: Here is the rate I got this morning for refinancing:
: 5 year ARM: 2.75%
: 7 year ARM: 3%
: 15 year fixed: 2.875%
: 30 year fixed: 3.5%
: Closing cost: none
: I plan to sell the house in 5 years so I'm leaning toward 5-year ARM or 7-
: year ARM. Are these quoted rates competitive? I checked Zillow mortgage
: market place -- some of the rates look low, but they seems to be unrealistic
: . Anyone?
|
p*******3
发帖数: 88 | 3 Where can you get below 2.5% 5-year ARM?
Any good web site to check rate? I'm having a hard time to find which site
has the most competitive rates.
thanks.
【在 r**********g 的大作中提到】
: 这么高啦，5/1 ARM不都是2.5以下？
:
: unrealistic
|
a********e
发帖数: 5779 | 4 I guess it depends on the loan amount. my agent told me I cannot get 0 cost
refinance because my balance is too low for them to cover the cost.
unrealistic
【在 p*******3 的大作中提到】
: Here is the rate I got this morning for refinancing:
: 5 year ARM: 2.75%
: 7 year ARM: 3%
: 15 year fixed: 2.875%
: 30 year fixed: 3.5%
: Closing cost: none
: I plan to sell the house in 5 years so I'm leaning toward 5-year ARM or 7-
: year ARM. Are these quoted rates competitive? I checked Zillow mortgage
: market place -- some of the rates look low, but they seems to be unrealistic
: . Anyone?
|
p*******3
发帖数: 88 | 5 The loan amount is about $300K, excellent credit, primary residence.
cost
【在 a********e 的大作中提到】
: I guess it depends on the loan amount. my agent told me I cannot get 0 cost
: refinance because my balance is too low for them to cover the cost.
:
: unrealistic
|
r**********g
发帖数: 22734 | 6 possible
I got 2.75% 15 yr fix
cost
【在 a********e 的大作中提到】
: I guess it depends on the loan amount. my agent told me I cannot get 0 cost
: refinance because my balance is too low for them to cover the cost.
:
: unrealistic
|
r**********g
发帖数: 22734 | 7 check reliance mortgage, they may have good rate.
【在 p*******3 的大作中提到】
: The loan amount is about $300K, excellent credit, primary residence.
:
: cost
|
p*******3
发帖数: 88 | 8 hmm ... the rate I got quoted for 15-year fixed is 2.875%.
I assume you have 20%+ equity down. Is your loan 0 closing cost, and no
point?
【在 r**********g 的大作中提到】
: possible
: I got 2.75% 15 yr fix
:
: cost
|
