p******e 发帖数: 337 | 1 SBA的网页上写着不直接贷款,所以跟几家银行商量了一下。发现绝大多数的银行(也
就是lender)只贷给business成立至少1到2年以上,极少有贷个startup business的。
即使有条件也相当苛刻,极其难贷到款。请问有没有这方面experience的大师给指导一
下! |
k******a 发帖数: 2436 | 2 open a "line of credit" account, it is much easier. |
n***y 发帖数: 15001 | 3 still extremely hard for new business....
【在 k******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : open a "line of credit" account, it is much easier.
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p******e 发帖数: 337 | 4 Any suggestions?
【在 n***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : still extremely hard for new business....
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n***y 发帖数: 15001 | 5 borrow money from your dad....
【在 p******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Any suggestions?
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b******y 发帖数: 9224 | 6
line of credit就是home equity loan吧?其实背着抱着一边沉,都风险挺大的。
还有就是 friends and family round, 借些钱起步。
【在 k******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : open a "line of credit" account, it is much easier.
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k******a 发帖数: 2436 | 7 No, business line of credit is not a home equity loan, the collateral may
not be your personal asset. It's easier than getting a small business loan
from the bank.
【在 b******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : : line of credit就是home equity loan吧?其实背着抱着一边沉,都风险挺大的。 : 还有就是 friends and family round, 借些钱起步。
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b******y 发帖数: 9224 | 8
那用什么作为抵押呢?是不是你business已经和人家签订的合同,比如说?
【在 k******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : No, business line of credit is not a home equity loan, the collateral may : not be your personal asset. It's easier than getting a small business loan : from the bank.
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p******e 发帖数: 337 | 9 Wish I have a sugar dad...
【在 n***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : borrow money from your dad....
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k******a 发帖数: 2436 | 10 Depends on the bank. Some bank will take a risk.
【在 b******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : : 那用什么作为抵押呢?是不是你business已经和人家签订的合同,比如说?
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