k***s
发帖数: 206 | 1 工作第一年就开始放？过了几年再放？还是一点不放？
放5%（公司match5%),还是更多？
另外放在那种基金最适合？ |
k********n
发帖数: 18523 | 2 应该考虑的是享受世界风光而不是养老。呵呵呵
透支也要趁年轻消费。 |
n******n
发帖数: 12088 | 3 up to ur tax rate.
【在 k***s 的大作中提到】
: 工作第一年就开始放？过了几年再放？还是一点不放？
: 放5%（公司match5%),还是更多？
: 另外放在那种基金最适合？
|
w*****8
发帖数: 395 | 4 at least 5% contribution so you may get your company's 5% match. |
l****i
发帖数: 4609 | 5 当然放公司match的那个rate 呀
【在 k***s 的大作中提到】
: 工作第一年就开始放？过了几年再放？还是一点不放？
: 放5%（公司match5%),还是更多？
: 另外放在那种基金最适合？
|
N********n
发帖数: 8363 | 6
Zero. B/c government will snatch it all in their next INEVITABLE funding
crisis just like what they are doing in Argentina. That thing is coming
to USA.
【在 k***s 的大作中提到】
: 工作第一年就开始放？过了几年再放？还是一点不放？
: 放5%（公司match5%),还是更多？
: 另外放在那种基金最适合？
|
N********n
发帖数: 8363 | 7
(ZZ)
A phone conversation in a not too distant future:
"RING-RING"
A: Hello
B: Is this Uncle Sam?
A: Uh, maybe. Who's calling?
B: The Chinese, Japanese, oil exporters, and a few others – we're on
a conference line.
A: Oh, okay. What's up? I'm a little busy, you know. Afghanistan, Iraq,
Iran, health care, that sort of thing.
B: Yes, even so, there's this matter of $4 trillion in outstanding
loans you owe. We're getting a little nervous about your ability to
repay and think it's time we find a so
【在 N********n 的大作中提到】
:
: Zero. B/c government will snatch it all in their next INEVITABLE funding
: crisis just like what they are doing in Argentina. That thing is coming
: to USA.
|
C*G
发帖数: 7495 | 8 先投资一块地，建大棚自己种菜吃，有机绿色环保。不嫌麻烦养土鸡。剩下了，周末去
farmer's market换钱。 |
T*****E
发帖数: 1432 | 9 啊？难道我错了？
我同事都劝我max out 401(k)啊
所以我去年放了16K
我们公司很抠门，就match3% |
a*******9
发帖数: 2265 | 10 for first 3-5 years, maximum your 401k as Fed tax limit if your emergence
fund is already enough. And you still have some money enjoy your life.
invest them whole into stock section.
later on , just throw some money for the company match
later later on , you need buy a tax shelter
invest for your future before too late.
[copied]
【在 k***s 的大作中提到】
: 工作第一年就开始放？过了几年再放？还是一点不放？
: 放5%（公司match5%),还是更多？
: 另外放在那种基金最适合？
|
c**********w
发帖数: 1746 | 11 social security的大大问题过几年就要爆出了，美国政府和各地政府根本无法支付
BABY BOOMER的大量WITHDRAW。现在PAY的SST基本是肉包子打狗 |
h***n
发帖数: 1600 | 12 Do as the following order:
1. get your company's 5% match
2. save for emergency fund till your account reaches to at least 6 months'
living cost
3.max out Roth.-you can use the money in Roth to buy your first home, no
penalty for that.
4.blance the desire of contributing to 401k to reduce your tax pay for the
bracket of 25% rate or above and the needs of saving in your taxable account
for large expense, such as down payment for your first home and car. |
m*****o
发帖数: 6598 | |
n***y
发帖数: 1026 | 14 match3%往里放还有啥意思 不相当于纯赔? |
