s******s
发帖数: 1793 | 1 TD放了1.5米，IB80万，看了下他们只insure 50 万。你们放几米的不担心这些公司倒
掉？ 还是你们一个broker 好几个帐号？ |
a*****1
发帖数: 3134 | 2 同问。Fidelity保险是多少？
【在 s******s 的大作中提到】
: TD放了1.5米，IB80万，看了下他们只insure 50 万。你们放几米的不担心这些公司倒
: 掉？ 还是你们一个broker 好几个帐号？
|
s******s
发帖数: 1793 | 3 Fidelity 应该一样吧，cash 保25万，stock 50 万。我对川普有点不放心，金融危机
时倒掉好几个，别再来一下。
【在 a*****1 的大作中提到】
: 同问。Fidelity保险是多少？
|
a*****1
发帖数: 3134 | 4 这怎么办？再来一次全完了。我得拿出来分散一点。
谢谢大牛！
【在 s******s 的大作中提到】
: Fidelity 应该一样吧，cash 保25万，stock 50 万。我对川普有点不放心，金融危机
: 时倒掉好几个，别再来一下。
|
w********9
发帖数: 8613 | 5 我在Etrade最多时有190万，已经退出80多万当现金了。准备再退出20万。 |
a*****1
发帖数: 3134 | 6 More than that. SIPC covers $500K and excess SIPC covers $1.9M cash and no
limit on security.
What is SIPC?
The Securities Investor Protection Corporation (SIPC) is a nonprofit
organization that protects stocks, bonds, and other securities in case a
brokerage firm goes bankrupt and assets are missing.
The SIPC will cover up to $500,000 in securities, including a $250,000 limit
for cash held in a brokerage account.
What Fidelity accounts are covered?
All Fidelity brokerage accounts are covered by SIPC. This includes money
market funds held in a brokerage account since they are considered
securities. Learn more about SIPC coverage at www.sipc.orgOpens in a new
window.
Excess of SIPC
In addition to SIPC protection, Fidelity provides its brokerage customers
with additional "excess of SIPC" coverage. The excess coverage would only be
used when SIPC coverage is exhausted. Like SIPC, excess protection does not
cover investment losses in customer accounts due to market fluctuation. It
also does not cover other claims for losses incurred while broker-dealers
remain in business. For example, fraud claims would not be covered if the
brokerage firm was still in operation. Total aggregate excess of SIPC
coverage available through Fidelity's excess of SIPC policy is $1 billion.
Within Fidelity's excess of SIPC coverage, there is no per customer dollar
limit on coverage of securities, but there is a per customer limit of $1.9
million on coverage of cash awaiting investment. This is the maximum excess
of SIPC protection currently available in the brokerage industry.
Both SIPC and excess of SIPC coverage is limited to securities held in
brokerage positions, including mutual funds if held in your brokerage
account and securities held in book entry form.
Investment assets not covered by SIPC
Certain assets are not eligible for SIPC protection. Among the assets
typically not eligible for SIPC protection are commodity futures contracts,
precious metals, as well as investment contracts (such as limited
partnerships), and fixed annuity contracts that are not registered with the
U.S. Securities and Exchange Commission under the Securities Act of 1933.
【在 s******s 的大作中提到】
: Fidelity 应该一样吧，cash 保25万，stock 50 万。我对川普有点不放心，金融危机
: 时倒掉好几个，别再来一下。
|
s******8
发帖数: 4192 | 7 IB
Customer securities accounts at Interactive Brokers LLC are protected by the
Securities Investor Protection Corporation ("SIPC") for a maximum coverage
of $500,000 (with a cash sublimit of $250,000) and under Interactive Brokers
LLC's excess SIPC policy with certain underwriters at Lloyd's of London for
up to an additional $30 million (with a cash sublimit of $900,000) subject
to an aggregate limit of $150 million. Futures and options on futures are
not covered. As with all securities firms, this coverage provides protection
against failure of a broker-dealer, not against loss of market value of
securities.
就看这个Lloyd's of London保险与否。 |
N****p
发帖数: 1691 | 8 SIPC 赖账很厉害
limit
【在 a*****1 的大作中提到】
: More than that. SIPC covers $500K and excess SIPC covers $1.9M cash and no
: limit on security.
: What is SIPC?
: The Securities Investor Protection Corporation (SIPC) is a nonprofit
: organization that protects stocks, bonds, and other securities in case a
: brokerage firm goes bankrupt and assets are missing.
: The SIPC will cover up to $500,000 in securities, including a $250,000 limit
: for cash held in a brokerage account.
: What Fidelity accounts are covered?
: All Fidelity brokerage accounts are covered by SIPC. This includes money
|
d*****s
发帖数: 5610 | 9 一个帮人打税务官司的老美告诉说，还是50万分开账户好，他自己有20多个账户。 |
g****t
发帖数: 31659 | 10 当然是分开放了。
抬抬手就能一劳永逸的清除掉的风险，这种财务工作
应该放在最高优先级 |
