s******n
发帖数: 3946 | 1 这是相对于mutual fund的税务优势，但是怎么自动定投etf？ |
l********4
发帖数: 33 | 2 看券商
据说M1 finance可以定投etf，不过我没用过。 |
b********e
发帖数: 595 | |
b********e
发帖数: 595 | 4 rh可以定投qqq，voo，但是不可以leverage etf |
s******n
发帖数: 3946 | 5 不是，按照我的理解，qqq内部卖掉一个股票，再买一个股票，tax不传导到ETF的持有
者。
但是mutual fund就会有captal gain distribution tax
所以买sp500 index fund不如买sp500 etf
【在 b********e 的大作中提到】
: qqq和qld，tqqq之间换不用交税？
|
G****y
发帖数: 3537 | 6 收税账户没人买MUTUAL FUND，一般401K买。
【在 s******n 的大作中提到】
: 不是，按照我的理解，qqq内部卖掉一个股票，再买一个股票，tax不传导到ETF的持有
: 者。
: 但是mutual fund就会有captal gain distribution tax
: 所以买sp500 index fund不如买sp500 etf
|
s******n
发帖数: 3946 | 7 但是怎么定投etf？
【在 G****y 的大作中提到】
: 收税账户没人买MUTUAL FUND，一般401K买。
|
n********g
发帖数: 6504 | 8 向我这样定下赶集的日子手动买不费事。手机很方便。买的时候不关心股价。我连
SP500和NASDAQ的点数是多少都不知道。
【在 s******n 的大作中提到】
: 但是怎么定投etf？
|
s******n
发帖数: 3946 | 9 搜了一圈，发现定投vfiax就行了。
vanguard很多年前搞了一个“创新”，他家的mutual fund和etf一样没有capital gain
distribution。patent到2024年
蜜柚狡猾狡猾的。 |
s******n
发帖数: 3946 | 10 Vanguard's Patents Mean There Is No Tax Disadvantage to Holding VFIAX Rather
than the ETF
You will often hear it argued that ETFs offer investors the advantage that,
unlike mutual funds, they don't distribute capital gains at year end. This
makes most ETF's much more desirable than mutual funds for investors
investing in taxable accounts. However, this is not a reason to choose VOO
over VFIAX, even if you are investing in a taxable account.
S&P 500 index funds from competing fund families, like the Fidelity S&P 500
Index Fund (MUTF:FXAIX) and Schwab's S&P 500 Index Fund (MUTF:SWPPX) often
do distribute capital gains at year end. But Vanguard's VFIAX is able to
avoid having to do this because of a patent Vanguard took out when it
started its ETFs in 2001. That patent allows its mutual funds to execute
trades with the corresponding ETF in a way that has "erased" hundreds of
billions of dollars of otherwise taxable gains. This is apparently legal, if
somewhat dodgy, according to analysis by Bloomberg.
Whatever the case, this patented technique has given Vanguard's 14 mutual
funds that are paired with ETFs a significant after-tax competitive
advantage over the similar funds provided by its competitors, an advantage
that is not captured by Total Return charts since they don't factor in the
cost of the taxes investors may have to pay on distributed gains.
Below you see Morningstar's charts of the distribution of VFIAX and FXAIX
over the past five years, to give you some idea of their magnitude. |
