c*******y
发帖数: 1198 | 1 又到报税季节, 一如既往, 用Turbo Tax 软件自己来报. 与往年不同的是, 我98年买的
自住房在去年12月就出租出去. 因为要上报rental income,所以相关的expense 就也要
上报. 可是因为房子是98年买的, 在2005年已经pay off. 而那些original loan
document找来找去就是找不着. 我打电话给title company 求救, 但是他们说他们只保
存5年相关的资料.我找原来的origianl loan company, Headlands Mortgage Company,
而他们的电话已经no longer exist. Headlands Mortgage 曾经将我的loan卖给
Citimortgage, 我再致电Citimortgage, 而他们给的答案是因为loan 已经closed, 所
以帮不了我.
请问在这种情况下, 我该如何办, 我怎样才能拿到一份original loan document copy
啊? | t*a
发帖数: 18880 | 2 why u need it? to show the purchasing price?
Company,
copy
【在 c*******y 的大作中提到】
: 又到报税季节, 一如既往, 用Turbo Tax 软件自己来报. 与往年不同的是, 我98年买的
: 自住房在去年12月就出租出去. 因为要上报rental income,所以相关的expense 就也要
: 上报. 可是因为房子是98年买的, 在2005年已经pay off. 而那些original loan
: document找来找去就是找不着. 我打电话给title company 求救, 但是他们说他们只保
: 存5年相关的资料.我找原来的origianl loan company, Headlands Mortgage Company,
: 而他们的电话已经no longer exist. Headlands Mortgage 曾经将我的loan卖给
: Citimortgage, 我再致电Citimortgage, 而他们给的答案是因为loan 已经closed, 所
: 以帮不了我.
: 请问在这种情况下, 我该如何办, 我怎样才能拿到一份original loan document copy
: 啊?
| c*******y
发帖数: 1198 | 3 I know the original purchase price; however, during the processing, it ask
me for the fees that I paid for the loan, such as title insurance, document
fee, transfer tax, and etc. Those information showed on the original loan
document only.
【在 t*a 的大作中提到】
: why u need it? to show the purchasing price?
:
: Company,
: copy
| h***b
发帖数: 1233 | 4 keep enough evidence to document your purchase price (w/ associated fees)
for turbo tax, use est. all these questions are to determine your cost
basis. you just report rental expense you incurred the yr you rented it out
. of course prorated.
document
【在 c*******y 的大作中提到】
: I know the original purchase price; however, during the processing, it ask
: me for the fees that I paid for the loan, such as title insurance, document
: fee, transfer tax, and etc. Those information showed on the original loan
: document only.
|
|
