e*********r
发帖数: 546 | 1 http://turbotax.intuit.com/tax-tools/tax-tips/Tax-Planning-and-
To qualify for the full annual IRA deduction in 2011, you must either: 1)
not be eligible to participate in a company retirement plan, or 2) if you
are eligible, you must have adjusted gross income of $56,000 or less for
singles, or $89,000 or less for married couples filing jointly. If you are
not eligible for a company plan but your spouse is, your traditional IRA
contribution is fully-deductible as long as your combined gross income does
not exceed $167,000.
请问这里
1) 401k属于company retirement plan吧？
2) 如果本人有401k,两人收入超过89,000，本人不可以full IRA tax deduction
3) 同时，如果配偶没有401k,两人收入超过89,000（配偶收入>5000)，配偶仍然可以
full IRA tax deduction 5000usd?
4) 如果jointly两人收入不到89,000，每人收入都>5000,那每个人都可以5000 IRA
deductible ?
多谢！
P.S.另外，常听说年初可根据两年的收入情况，综合考虑如何IRA，能不能高人指点一下 | S**I
发帖数: 15689 | 2
does
yes
yes; BTW, the limit is 90,000, not 89,000
yes
yes
一下
【在 e*********r 的大作中提到】
: http://turbotax.intuit.com/tax-tools/tax-tips/Tax-Planning-and-
: To qualify for the full annual IRA deduction in 2011, you must either: 1)
: not be eligible to participate in a company retirement plan, or 2) if you
: are eligible, you must have adjusted gross income of $56,000 or less for
: singles, or $89,000 or less for married couples filing jointly. If you are
: not eligible for a company plan but your spouse is, your traditional IRA
: contribution is fully-deductible as long as your combined gross income does
: not exceed $167,000.
: 请问这里
: 1) 401k属于company retirement plan吧？
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